Bread Financial (BFH) Projected to Post Earnings on Thursday

Bread Financial (NYSE:BFH) is projected to release its Q2 2025 earnings data before the market opens on Thursday, July 24th. Analysts expect Bread Financial to post earnings of $1.84 per share and revenue of $944.69 million for the quarter.

Bread Financial (NYSE:BFH) last posted its quarterly earnings data on Thursday, April 24th. The company reported $2.86 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $2.10 by $0.76. The business had revenue of $970.00 million during the quarter, compared to the consensus estimate of $956.17 million. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. Bread Financial’s quarterly revenue was down 2.1% on a year-over-year basis. During the same period last year, the company earned $2.73 earnings per share. On average, analysts expect Bread Financial to post $6 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Bread Financial Stock Up 1.7%

NYSE:BFH opened at $61.13 on Thursday. The company has a debt-to-equity ratio of 0.42, a quick ratio of 1.17 and a current ratio of 1.17. The company has a market cap of $2.85 billion, a PE ratio of 10.86, a PEG ratio of 1.12 and a beta of 1.38. Bread Financial has a 52-week low of $38.21 and a 52-week high of $66.71. The stock has a 50-day simple moving average of $54.71 and a 200 day simple moving average of $54.26.

Bread Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, June 13th. Investors of record on Friday, May 9th were issued a dividend of $0.21 per share. The ex-dividend date of this dividend was Friday, May 9th. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.37%. Bread Financial’s payout ratio is presently 14.92%.

Hedge Funds Weigh In On Bread Financial

A number of large investors have recently made changes to their positions in the company. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its stake in shares of Bread Financial by 4.5% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 29,589 shares of the company’s stock worth $1,482,000 after purchasing an additional 1,286 shares during the period. Strs Ohio bought a new position in Bread Financial during the 1st quarter worth $65,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in Bread Financial by 3.0% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 157,833 shares of the company’s stock worth $7,904,000 after acquiring an additional 4,624 shares during the period. Millennium Management LLC increased its stake in Bread Financial by 46.5% during the 1st quarter. Millennium Management LLC now owns 345,902 shares of the company’s stock worth $17,323,000 after acquiring an additional 109,864 shares during the period. Finally, Goldman Sachs Group Inc. increased its stake in Bread Financial by 104.8% during the 1st quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company’s stock worth $36,889,000 after acquiring an additional 376,920 shares during the period. Institutional investors own 99.52% of the company’s stock.

Wall Street Analysts Forecast Growth

A number of research analysts recently issued reports on the company. JMP Securities reiterated a “market perform” rating on shares of Bread Financial in a report on Monday, April 28th. Barclays reissued an “underweight” rating and set a $52.00 price target (up from $45.00) on shares of Bread Financial in a research report on Tuesday, July 8th. Jefferies Financial Group increased their price target on Bread Financial from $45.00 to $50.00 and gave the company a “hold” rating in a research report on Thursday, April 24th. BTIG Research set a $105.00 price target on Bread Financial and gave the company a “buy” rating in a research report on Monday. Finally, Royal Bank Of Canada reaffirmed a “sector perform” rating on shares of Bread Financial in a research report on Monday. Three research analysts have rated the stock with a sell rating, six have assigned a hold rating and four have assigned a buy rating to the company’s stock. Based on data from MarketBeat, Bread Financial has a consensus rating of “Hold” and an average price target of $63.92.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.