B. Riley Comments on Atlanticus’ Q2 Earnings (NASDAQ:ATLC)

Atlanticus Holdings Corporation (NASDAQ:ATLC) – Stock analysts at B. Riley reduced their Q2 2025 earnings per share estimates for Atlanticus in a report issued on Tuesday, July 15th. B. Riley analyst R. Binner now expects that the credit services provider will post earnings of $1.25 per share for the quarter, down from their prior estimate of $1.49. The consensus estimate for Atlanticus’ current full-year earnings is $4.49 per share. B. Riley also issued estimates for Atlanticus’ Q3 2025 earnings at $1.50 EPS, FY2025 earnings at $6.00 EPS and FY2026 earnings at $7.20 EPS.

Other equities research analysts also recently issued research reports about the stock. Wall Street Zen downgraded shares of Atlanticus from a “strong-buy” rating to a “buy” rating in a research report on Friday, May 9th. Keefe, Bruyette & Woods reiterated a “market perform” rating and set a $60.00 target price (up previously from $52.00) on shares of Atlanticus in a report on Monday, May 12th. One research analyst has rated the stock with a hold rating, four have assigned a buy rating and one has assigned a strong buy rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Buy” and a consensus price target of $62.60.

Atlanticus Stock Performance

Shares of ATLC stock opened at $52.60 on Wednesday. The company has a debt-to-equity ratio of 0.57, a quick ratio of 1.42 and a current ratio of 1.42. Atlanticus has a 52 week low of $25.44 and a 52 week high of $64.70. The company’s 50 day moving average price is $52.65 and its two-hundred day moving average price is $53.53. The company has a market capitalization of $795.84 million, a P/E ratio of 10.17 and a beta of 1.83.

Atlanticus (NASDAQ:ATLC) last released its quarterly earnings data on Thursday, May 8th. The credit services provider reported $1.49 earnings per share for the quarter, beating the consensus estimate of $1.33 by $0.16. Atlanticus had a return on equity of 24.51% and a net margin of 8.54%. The business had revenue of $344.87 million for the quarter, compared to analysts’ expectations of $347.24 million.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in ATLC. Tower Research Capital LLC TRC boosted its position in Atlanticus by 229.4% during the fourth quarter. Tower Research Capital LLC TRC now owns 728 shares of the credit services provider’s stock valued at $41,000 after purchasing an additional 507 shares during the last quarter. KLP Kapitalforvaltning AS bought a new stake in shares of Atlanticus in the 1st quarter valued at about $56,000. Jones Financial Companies Lllp bought a new stake in shares of Atlanticus in the 1st quarter valued at about $71,000. US Bancorp DE acquired a new stake in Atlanticus in the 1st quarter valued at about $74,000. Finally, Public Employees Retirement System of Ohio bought a new position in Atlanticus during the second quarter worth about $106,000. Institutional investors and hedge funds own 14.15% of the company’s stock.

Atlanticus Company Profile

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.