Financial Contrast: FB Bancorp (NASDAQ:FBLA) and Provident Bancorp (NASDAQ:PVBC)

FB Bancorp (NASDAQ:FBLA) and Provident Bancorp (NASDAQ:PVBC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk.

Insider and Institutional Ownership

74.6% of Provident Bancorp shares are owned by institutional investors. 4.6% of Provident Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares FB Bancorp and Provident Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FB Bancorp	-5.39%	-1.93%	-0.37%
Provident Bancorp	4.75%	1.95%	0.28%

Earnings & Valuation

This table compares FB Bancorp and Provident Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Bancorp	$85.90 million	2.50	-$6.21 million	N/A	N/A
Provident Bancorp	$95.37 million	2.20	$7.27 million	$0.26	45.42

Provident Bancorp has higher revenue and earnings than FB Bancorp.

Analyst Recommendations

This is a summary of current recommendations and price targets for FB Bancorp and Provident Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Bancorp	0	0	0	0	0.00
Provident Bancorp	0	1	0	0	2.00

Provident Bancorp has a consensus price target of $12.50, indicating a potential upside of 5.84%. Given Provident Bancorp’s stronger consensus rating and higher probable upside, analysts plainly believe Provident Bancorp is more favorable than FB Bancorp.

Summary

Provident Bancorp beats FB Bancorp on 9 of the 10 factors compared between the two stocks.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.

About Provident Bancorp

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The Provident Bank. The Provident Bank, a subsidiary of Provident Bancorp, Inc. is an innovative, commercial bank that finds solutions for its business and private clients.