Contrasting CTGX Mining (OTCMKTS:CHCX) and ACI Worldwide (NASDAQ:ACIW)

CTGX Mining (OTCMKTS:CHCX) and ACI Worldwide (NASDAQ:ACIW) are both consumer staples companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, valuation, earnings, institutional ownership, analyst recommendations and dividends.

Institutional and Insider Ownership

94.7% of ACI Worldwide shares are held by institutional investors. 1.6% of CTGX Mining shares are held by company insiders. Comparatively, 1.0% of ACI Worldwide shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for CTGX Mining and ACI Worldwide, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CTGX Mining	0	0	0	0	0.00
ACI Worldwide	0	2	2	0	2.50

ACI Worldwide has a consensus price target of $60.00, indicating a potential upside of 23.03%. Given ACI Worldwide’s stronger consensus rating and higher possible upside, analysts clearly believe ACI Worldwide is more favorable than CTGX Mining.

Earnings & Valuation

This table compares CTGX Mining and ACI Worldwide”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CTGX Mining	N/A	N/A	N/A	N/A	N/A
ACI Worldwide	$1.67 billion	3.07	$121.51 million	$2.54	19.20

ACI Worldwide has higher revenue and earnings than CTGX Mining.

Profitability

This table compares CTGX Mining and ACI Worldwide’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CTGX Mining	N/A	N/A	N/A
ACI Worldwide	14.04%	21.67%	8.45%

Risk and Volatility

CTGX Mining has a beta of 11.61, meaning that its stock price is 1,061% more volatile than the S&P 500. Comparatively, ACI Worldwide has a beta of 1.14, meaning that its stock price is 14% more volatile than the S&P 500.

Summary

ACI Worldwide beats CTGX Mining on 8 of the 10 factors compared between the two stocks.

About CTGX Mining

CTGX Mining, Inc., through its subsidiary, Sackets Harbor Brewing Company, develops, produces, and markets micro brewed beers. The company offers its products under the brand names of War of 1812 Amber Ale, Railroad Red Ale, Thousand Island Pale Ale, 1812 Amber Ale Light, and Harbor Wheat. It also develops complementary products, such Sackets Harbor Coffee and Sackets Harbor Brewing Co. Root Beer. The company was formerly known as Harbor Brewing Co., Inc. and changed its name to CTGX Mining, Inc. in November 2012. CTGX Mining, Inc. is based in San Francisco, California.

About ACI Worldwide

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.