Stronghold Digital Mining (NASDAQ:SDIG) and Upstart (NASDAQ:UPST) Head-To-Head Survey

Stronghold Digital Mining (NASDAQ:SDIG) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, dividends, analyst recommendations, risk and valuation.

Insider & Institutional Ownership

19.3% of Stronghold Digital Mining shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 21.1% of Stronghold Digital Mining shares are owned by insiders. Comparatively, 18.1% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Stronghold Digital Mining and Upstart’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Stronghold Digital Mining	-11.21%	13.67%	3.59%
Upstart	-20.20%	-25.87%	-7.95%

Volatility & Risk

Stronghold Digital Mining has a beta of 3, indicating that its stock price is 200% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.25, indicating that its stock price is 125% more volatile than the S&P 500.

Valuation and Earnings

This table compares Stronghold Digital Mining and Upstart”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Stronghold Digital Mining	$79.53 million	0.61	-$71.40 million	($3.70)	-0.76
Upstart	$628.83 million	7.05	-$128.58 million	($1.46)	-32.39

Stronghold Digital Mining has higher earnings, but lower revenue than Upstart. Upstart is trading at a lower price-to-earnings ratio than Stronghold Digital Mining, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and target prices for Stronghold Digital Mining and Upstart, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Stronghold Digital Mining	0	1	1	1	3.00
Upstart	2	7	5	0	2.21

Stronghold Digital Mining currently has a consensus price target of $6.17, indicating a potential upside of 119.45%. Upstart has a consensus price target of $73.38, indicating a potential upside of 55.18%. Given Stronghold Digital Mining’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Stronghold Digital Mining is more favorable than Upstart.

Summary

Stronghold Digital Mining beats Upstart on 10 of the 15 factors compared between the two stocks.

About Stronghold Digital Mining

Stronghold Digital Mining, Inc., a crypto asset mining company, focuses on Bitcoin mining in the United States. It operates in two segments, Energy Operations and Cryptocurrency Operations. It also owns and operates coal refuse power generation facilities; and provides environmental remediation and reclamation services. The company was incorporated in 2021 and is headquartered in New York, New York.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.