Research Analysts Offer Predictions for SOFI Q1 Earnings

SoFi Technologies, Inc. (NASDAQ:SOFI) – Equities researchers at William Blair reduced their Q1 2025 earnings per share estimates for SoFi Technologies in a note issued to investors on Tuesday, April 15th. William Blair analyst A. Jeffrey now expects that the company will earn $0.03 per share for the quarter, down from their previous forecast of $0.05. William Blair has a “Outperform” rating on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies’ FY2025 earnings at $0.26 EPS, Q1 2026 earnings at $0.10 EPS, Q2 2026 earnings at $0.11 EPS and Q4 2026 earnings at $0.16 EPS.

SoFi Technologies (NASDAQ:SOFI) last announced its earnings results on Monday, January 27th. The company reported $0.05 EPS for the quarter, topping the consensus estimate of $0.04 by $0.01. SoFi Technologies had a net margin of 18.64% and a return on equity of 3.82%. During the same quarter in the previous year, the firm earned $0.04 EPS.

Several other research firms have also recently weighed in on SOFI. Dbs Bank upgraded shares of SoFi Technologies to a “strong-buy” rating in a research report on Friday, February 21st. Keefe, Bruyette & Woods reissued an “underperform” rating and set a $8.00 price target (up from $7.00) on shares of SoFi Technologies in a research report on Thursday, January 2nd. UBS Group boosted their price target on shares of SoFi Technologies from $10.50 to $14.00 and gave the stock a “neutral” rating in a report on Tuesday, January 28th. Needham & Company LLC lifted their price objective on SoFi Technologies from $13.00 to $20.00 and gave the stock a “buy” rating in a report on Tuesday, January 28th. Finally, The Goldman Sachs Group raised their price target on SoFi Technologies from $8.50 to $9.50 and gave the stock a “neutral” rating in a report on Tuesday, January 28th. Four research analysts have rated the stock with a sell rating, six have issued a hold rating, five have given a buy rating and one has assigned a strong buy rating to the stock. Based on data from MarketBeat, SoFi Technologies has a consensus rating of “Hold” and a consensus target price of $12.50.

SoFi Technologies Stock Performance

NASDAQ SOFI opened at $10.98 on Wednesday. The company has a debt-to-equity ratio of 0.52, a quick ratio of 0.18 and a current ratio of 0.49. The stock has a market cap of $12.04 billion, a PE ratio of 29.67, a PEG ratio of 2.24 and a beta of 1.86. SoFi Technologies has a fifty-two week low of $6.01 and a fifty-two week high of $18.42. The firm’s fifty day moving average price is $12.68 and its two-hundred day moving average price is $13.46.

Insider Buying and Selling at SoFi Technologies

In other news, EVP Kelli Keough sold 8,914 shares of the stock in a transaction on Tuesday, January 21st. The stock was sold at an average price of $17.58, for a total transaction of $156,708.12. Following the transaction, the executive vice president now directly owns 178,811 shares of the company’s stock, valued at $3,143,497.38. This represents a 4.75 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. Also, CTO Jeremy Rishel sold 68,625 shares of the company’s stock in a transaction on Thursday, March 20th. The shares were sold at an average price of $12.64, for a total value of $867,420.00. Following the sale, the chief technology officer now owns 655,118 shares of the company’s stock, valued at approximately $8,280,691.52. This trade represents a 9.48 % decrease in their position. The disclosure for this sale can be found here. In the last three months, insiders have sold 97,905 shares of company stock worth $1,308,075. Insiders own 2.60% of the company’s stock.

Institutional Investors Weigh In On SoFi Technologies

Several hedge funds and other institutional investors have recently modified their holdings of SOFI. Two Sigma Advisers LP purchased a new stake in SoFi Technologies in the 4th quarter worth approximately $299,980,000. Vanguard Group Inc. raised its position in shares of SoFi Technologies by 9.9% during the fourth quarter. Vanguard Group Inc. now owns 98,337,045 shares of the company’s stock valued at $1,514,390,000 after buying an additional 8,898,879 shares during the last quarter. Norges Bank bought a new position in shares of SoFi Technologies during the fourth quarter worth $103,678,000. Voloridge Investment Management LLC bought a new stake in shares of SoFi Technologies in the fourth quarter worth about $75,139,000. Finally, Amundi grew its holdings in shares of SoFi Technologies by 58,176.3% in the fourth quarter. Amundi now owns 2,705,185 shares of the company’s stock valued at $39,360,000 after purchasing an additional 2,700,543 shares in the last quarter. 38.43% of the stock is currently owned by hedge funds and other institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.