Critical Comparison: RTCORE (OTCMKTS:RTME) and Phreesia (NYSE:PHR)

RTCORE (OTCMKTS:RTME) and Phreesia (NYSE:PHR) are both small-cap computer and technology companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, dividends, risk, valuation, analyst recommendations and institutional ownership.

Profitability

This table compares RTCORE and Phreesia’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
RTCORE	N/A	N/A	N/A
Phreesia	-20.43%	-32.78%	-22.37%

Institutional & Insider Ownership

92.1% of Phreesia shares are held by institutional investors. 41.3% of RTCORE shares are held by insiders. Comparatively, 5.8% of Phreesia shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares RTCORE and Phreesia”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RTCORE	N/A	N/A	N/A	N/A	N/A
Phreesia	$419.81 million	3.75	-$136.88 million	($1.02)	-26.55

RTCORE has higher earnings, but lower revenue than Phreesia.

Analyst Ratings

This is a summary of recent ratings and recommmendations for RTCORE and Phreesia, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RTCORE	0	0	0	0	0.00
Phreesia	0	0	12	0	3.00

Phreesia has a consensus target price of $31.33, suggesting a potential upside of 15.71%. Given Phreesia’s stronger consensus rating and higher probable upside, analysts clearly believe Phreesia is more favorable than RTCORE.

Risk & Volatility

RTCORE has a beta of 8.34, meaning that its share price is 734% more volatile than the S&P 500. Comparatively, Phreesia has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500.

About RTCORE

RTCORE Inc provides software solutions. It engages in the development of Real Time Core Processing System, a cloud-native software to displace the monolithic systems plaguing industries worldwide. The company was formerly known as iSocialy, Inc. and changed its name to RTCORE Inc in September 2020. RTCORE Inc is headquartered in Charlotte, North Carolina.

About Phreesia

Phreesia, Inc. provides an integrated SaaS-based software and payment platform for the healthcare industry in the United States and Canada. The company offers access solutions that offers appointment scheduling system for online appointments, reminders, and referral tracking management; registration solution to automate patient self-registration; revenue cycle solution, which offer insurance-verification processes, point-of-sale payments applications, post-visit payment collection, and flexible payment options; and network connect solution to deliver clinically relevant content to patients. The company deploys its platform in a range of modalities, such as Phreesia Mobile, a patients' mobile device; Phreesia Dashboard, a web-based dashboard for healthcare services clients; PhreesiaPads, a self-service intake tablets; and Arrivals Kiosks, an on-site kiosks. It serves patients; single-specialty practices, multi-specialty groups, and health systems; and pharmaceutical, medical device, and biotechnology companies. The company was incorporated in 2005 and is based in Wilmington, Delaware.