First Republic Bank (OTCMKTS:FRCB) versus Commonwealth Bank of Australia (OTCMKTS:CMWAY) Critical Comparison

Commonwealth Bank of Australia (OTCMKTS:CMWAY) and First Republic Bank (OTCMKTS:FRCB) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, earnings, valuation, institutional ownership, risk, analyst recommendations and profitability.

Profitability

This table compares Commonwealth Bank of Australia and First Republic Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Commonwealth Bank of Australia	N/A	N/A	N/A
First Republic Bank	N/A	N/A	N/A

Dividends

Commonwealth Bank of Australia pays an annual dividend of $3.40 per share and has a dividend yield of 3.2%. First Republic Bank pays an annual dividend of $1.08 per share and has a dividend yield of 10,800.0%.

Analyst Ratings

This is a breakdown of recent ratings for Commonwealth Bank of Australia and First Republic Bank, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commonwealth Bank of Australia	1	0	0	0	1.00
First Republic Bank	0	0	0	0	0.00

Volatility & Risk

Commonwealth Bank of Australia has a beta of 1.32, suggesting that its share price is 32% more volatile than the S&P 500. Comparatively, First Republic Bank has a beta of 1.72, suggesting that its share price is 72% more volatile than the S&P 500.

Valuation and Earnings

This table compares Commonwealth Bank of Australia and First Republic Bank”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Commonwealth Bank of Australia	$42.93 billion	4.13	$6.16 billion	N/A	N/A
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A

Commonwealth Bank of Australia has higher revenue and earnings than First Republic Bank.

Institutional & Insider Ownership

0.0% of Commonwealth Bank of Australia shares are held by institutional investors. Comparatively, 0.0% of First Republic Bank shares are held by institutional investors. 0.7% of First Republic Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

About Commonwealth Bank of Australia

Commonwealth Bank of Australia provides financial services in Australia, New Zealand, and internationally. It operates through Retail Banking Services, Business Banking, Institutional Banking and Markets, and New Zealand segments. The company offers transaction, savings, and foreign currency accounts; term deposits; personal and business loans; overdrafts; equipment finance; credit cards; international payment and trade; and private banking services, as well as home and car loans. It also provides institutional banking services; funds management, superannuation, and share broking products and services; home, car, health, life, income protection, and travel insurance products, as well as retail, premium, business, offshore services. In addition, the company offers advisory services for high-net-worth individuals; equities trading and margin lending services; debt capital, transaction banking, working capital, and risk management services; and international and foreign exchange services. Commonwealth Bank of Australia was founded in 1911 and is based in Sydney, Australia.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.