Financial Analysis: Helpport AI (NASDAQ:HPAI) & Expensify (NASDAQ:EXFY)

Expensify (NASDAQ:EXFY) and Helpport AI (NASDAQ:HPAI) are both small-cap business services companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Risk and Volatility

Expensify has a beta of 1.87, suggesting that its stock price is 87% more volatile than the S&P 500. Comparatively, Helpport AI has a beta of -0.09, suggesting that its stock price is 109% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Expensify and Helpport AI, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	0	2	1	0	2.33
Helpport AI	0	0	0	0	0.00

Expensify presently has a consensus target price of $3.75, indicating a potential upside of 16.46%. Given Expensify’s stronger consensus rating and higher probable upside, equities analysts clearly believe Expensify is more favorable than Helpport AI.

Insider & Institutional Ownership

68.4% of Expensify shares are held by institutional investors. Comparatively, 62.4% of Helpport AI shares are held by institutional investors. 17.3% of Expensify shares are held by insiders. Comparatively, 13.3% of Helpport AI shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Expensify and Helpport AI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-11.81%	-14.72%	-8.89%
Helpport AI	N/A	N/A	N/A

Earnings and Valuation

This table compares Expensify and Helpport AI”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$137.44 million	1.81	-$41.46 million	($0.18)	-17.89
Helpport AI	$29.58 million	8.17	$7.37 million	N/A	N/A

Helpport AI has lower revenue, but higher earnings than Expensify.

Summary

Expensify beats Helpport AI on 7 of the 12 factors compared between the two stocks.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company’s platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

About Helpport AI

Helport AI Ltd. engages in the development of intelligent products, solutions, and a digital platform for customer contact centers. The firm offers AI Assist, a software that provides tailored AI-powered guidance and oversight for contact center interactions and customer experience, with functions including agent assistant, quality assurance (QA) assistant, supervisor assistant, and knowledge base assistant. It also operates Helphub Crowdsourcing Platform, an AI integrated contact center business process outsourcing (BPO) platform that serves both companies providing and seeking BPO services. The company was founded in September 2020 and is headquartered in Singapore.