Head to Head Review: United Overseas Bank (OTC:UOVEY) vs. National Bank of Canada (OTCMKTS:NTIOF)

National Bank of Canada (OTCMKTS:NTIOFGet Free Report) and United Overseas Bank (OTC:UOVEYGet Free Report) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, profitability, institutional ownership, dividends and valuation.

Profitability

This table compares National Bank of Canada and United Overseas Bank’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
National Bank of Canada 24.65% 17.21% 0.83%
United Overseas Bank N/A N/A N/A

Insider & Institutional Ownership

0.1% of National Bank of Canada shares are held by institutional investors. Comparatively, 0.0% of United Overseas Bank shares are held by institutional investors. 0.3% of National Bank of Canada shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and recommmendations for National Bank of Canada and United Overseas Bank, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
National Bank of Canada 0 4 0 0 2.00
United Overseas Bank 0 0 0 1 4.00

Dividends

National Bank of Canada pays an annual dividend of $3.15 per share and has a dividend yield of 3.8%. United Overseas Bank pays an annual dividend of $2.68 per share and has a dividend yield of 4.7%. National Bank of Canada pays out 39.9% of its earnings in the form of a dividend.

Valuation and Earnings

This table compares National Bank of Canada and United Overseas Bank”s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
National Bank of Canada $8.38 billion 3.86 $2.80 billion $7.89 10.47
United Overseas Bank $20.86 billion 2.28 $4.25 billion N/A N/A

United Overseas Bank has higher revenue and earnings than National Bank of Canada.

Risk and Volatility

National Bank of Canada has a beta of 1.09, meaning that its stock price is 9% more volatile than the S&P 500. Comparatively, United Overseas Bank has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500.

Summary

National Bank of Canada beats United Overseas Bank on 7 of the 13 factors compared between the two stocks.

About National Bank of Canada

(Get Free Report)

National Bank of Canada provides financial services to individuals, businesses, institutional clients, and governments in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services, such as credit, and deposit, investment solutions, international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment provides full-service brokerage, private banking, direct brokerage, investment solutions, administrative and trade execution, transaction products, and trust and estate services. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; and personal and commercial banking in Cambodia. National Bank of Canada was founded in 1859 and is headquartered in Montreal, Canada.

About United Overseas Bank

(Get Free Report)

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. The company’s Group Retail segment provides deposits, insurance, card, wealth management, investment, and loan and trade financing products for personal and small enterprise customers. Its Group Wholesale Banking segment offers financing, trade, cash management, and capital markets solutions, as well as advisory and treasury products for medium and large enterprises, local corporations, multi-national corporations, financial institutions, government-linked entities, financial sponsors, and property funds. The company’s Global Markets segment provides foreign exchange, interest rate, credit, commodities, equities, and structured investment products; and manages funding and liquidity. Its Other segment offers investment management, property, and insurance services. The company also provides mobile and internet banking services. It operates through a network of approximately 500 branches, including wealth and privilege banking centres, private bank suites, business and commercial banking centres, and offices in 19 countries and territories in the Asia Pacific, Europe, and North America; and approximately 1.4 million automated teller machines. The company was formerly known as United Chinese Bank and changed its name to United Overseas Bank Limited in 1965. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.

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