Brokers Issue Forecasts for NMI’s Q1 Earnings (NASDAQ:NMIH)

NMI Holdings, Inc. (NASDAQ:NMIH) – Research analysts at Zacks Research decreased their Q1 2025 earnings per share estimates for NMI in a note issued to investors on Thursday, March 20th. Zacks Research analyst R. Department now expects that the financial services provider will earn $1.09 per share for the quarter, down from their previous estimate of $1.10. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.15 EPS, FY2025 earnings at $4.54 EPS, Q1 2026 earnings at $1.22 EPS, Q4 2026 earnings at $1.24 EPS, FY2026 earnings at $4.96 EPS and FY2027 earnings at $5.22 EPS.

A number of other equities research analysts have also recently weighed in on the company. UBS Group lowered their price target on NMI from $42.00 to $41.00 and set a “neutral” rating on the stock in a report on Wednesday, February 19th. Barclays lowered NMI from an “overweight” rating to an “equal weight” rating and lowered their target price for the company from $48.00 to $41.00 in a report on Monday, January 6th. Keefe, Bruyette & Woods raised NMI from a “market perform” rating to an “outperform” rating and set a $43.00 price target for the company in a research note on Monday, February 24th. Finally, JPMorgan Chase & Co. lowered their price objective on shares of NMI from $46.00 to $41.00 and set an “overweight” rating on the stock in a research note on Monday, December 9th. Three analysts have rated the stock with a hold rating and five have given a buy rating to the company. According to MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $42.29.

NMI Trading Down 0.5 %

Shares of NMI stock opened at $35.29 on Monday. The company has a 50-day moving average of $36.45 and a two-hundred day moving average of $38.09. NMI has a 12-month low of $29.05 and a 12-month high of $42.49. The company has a current ratio of 0.60, a quick ratio of 0.83 and a debt-to-equity ratio of 0.19. The stock has a market cap of $2.77 billion, a PE ratio of 7.97, a price-to-earnings-growth ratio of 1.41 and a beta of 1.02.

NMI (NASDAQ:NMIH) last announced its quarterly earnings results on Wednesday, February 12th. The financial services provider reported $1.07 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.14 by ($0.07). NMI had a net margin of 55.32% and a return on equity of 17.33%.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Principal Securities Inc. raised its holdings in shares of NMI by 66.5% in the 4th quarter. Principal Securities Inc. now owns 716 shares of the financial services provider’s stock worth $26,000 after purchasing an additional 286 shares during the period. Janney Montgomery Scott LLC raised its holdings in NMI by 2.2% in the fourth quarter. Janney Montgomery Scott LLC now owns 14,883 shares of the financial services provider’s stock valued at $547,000 after buying an additional 320 shares during the period. Wealth Enhancement Advisory Services LLC lifted its position in NMI by 5.7% during the fourth quarter. Wealth Enhancement Advisory Services LLC now owns 6,051 shares of the financial services provider’s stock valued at $222,000 after buying an additional 325 shares in the last quarter. Tealwood Asset Management Inc. grew its stake in NMI by 1.2% during the fourth quarter. Tealwood Asset Management Inc. now owns 32,192 shares of the financial services provider’s stock worth $1,183,000 after buying an additional 376 shares during the period. Finally, Atria Investments Inc increased its position in shares of NMI by 5.9% in the fourth quarter. Atria Investments Inc now owns 7,572 shares of the financial services provider’s stock worth $278,000 after acquiring an additional 422 shares in the last quarter. Institutional investors and hedge funds own 94.12% of the company’s stock.

Insider Activity at NMI

In related news, EVP Norman Peter Fitzgerald sold 20,000 shares of the business’s stock in a transaction that occurred on Monday, February 24th. The shares were sold at an average price of $35.88, for a total value of $717,600.00. Following the completion of the sale, the executive vice president now directly owns 37,470 shares in the company, valued at approximately $1,344,423.60. The trade was a 34.80 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, EVP Mohammad Nawaz Yousaf sold 1,083 shares of NMI stock in a transaction on Friday, February 21st. The shares were sold at an average price of $35.44, for a total transaction of $38,381.52. Following the completion of the transaction, the executive vice president now owns 49,218 shares in the company, valued at approximately $1,744,285.92. This trade represents a 2.15 % decrease in their position. The disclosure for this sale can be found here. 2.40% of the stock is currently owned by corporate insiders.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.