Contrasting TeraWulf (NASDAQ:WULF) & Lufax (NYSE:LU)

TeraWulf (NASDAQ:WULF) and Lufax (NYSE:LU) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

Profitability

This table compares TeraWulf and Lufax’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TeraWulf	-41.88%	-15.91%	-11.67%
Lufax	-12.75%	-3.63%	-1.45%

Analyst Ratings

This is a summary of current ratings for TeraWulf and Lufax, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TeraWulf	0	1	7	2	3.10
Lufax	0	2	0	0	2.00

TeraWulf currently has a consensus price target of $8.64, indicating a potential upside of 139.41%. Lufax has a consensus price target of $2.98, indicating a potential downside of 5.41%. Given TeraWulf’s stronger consensus rating and higher possible upside, equities analysts clearly believe TeraWulf is more favorable than Lufax.

Insider & Institutional Ownership

62.5% of TeraWulf shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 24.9% of TeraWulf shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

TeraWulf has a beta of 2.59, indicating that its share price is 159% more volatile than the S&P 500. Comparatively, Lufax has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.

Valuation and Earnings

This table compares TeraWulf and Lufax”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TeraWulf	$126.47 million	11.02	-$73.42 million	N/A	N/A
Lufax	$20.29 billion	0.13	$125.31 million	($0.77)	-4.08

Lufax has higher revenue and earnings than TeraWulf.

Summary

TeraWulf beats Lufax on 7 of the 13 factors compared between the two stocks.

About TeraWulf

TeraWulf Inc., together with its subsidiaries, operates as a digital asset technology company in the United States. The company develops, owns, and operates bitcoin mining facilities in New York and Pennsylvania. It is also involved in the provision of miner hosting services to third-party entities. The company was founded in 2021 and is headquartered in Easton, Maryland.

About Lufax

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.