Head to Head Contrast: American Bank (AMBK) versus The Competition

Insider and Institutional Ownership

54.5% of shares of all “National commercial banks” companies are held by institutional investors. 8.5% of shares of all “National commercial banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares American Bank and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
American Bank	$40.89 million	$9.31 million	10.03
American Bank Competitors	$148.40 billion	$1.81 billion	11.18

American Bank’s competitors have higher revenue and earnings than American Bank. American Bank is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares American Bank and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
American Bank	N/A	N/A	N/A
American Bank Competitors	15.01%	9.56%	0.97%

Dividends

American Bank pays an annual dividend of $0.56 per share and has a dividend yield of 3.8%. American Bank pays out 37.8% of its earnings in the form of a dividend. As a group, “National commercial banks” companies pay a dividend yield of 2.6% and pay out 32.6% of their earnings in the form of a dividend.

Volatility and Risk

American Bank has a beta of -0.01, indicating that its stock price is 101% less volatile than the S&P 500. Comparatively, American Bank’s competitors have a beta of 0.70, indicating that their average stock price is 30% less volatile than the S&P 500.

Summary

American Bank competitors beat American Bank on 10 of the 11 factors compared.

American Bank Company Profile

American Bank Incorporated operates as the bank holding company for American Bank that provides various banking products and services to consumer, business, institutional, and governmental customers. It accepts a range of interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also offers commercial, industrial, and other loans; commercial mortgage loans; commercial construction loans; residential mortgage loans; and consumer loans, including personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit and loans. In addition, it provides online or mobile banking, automated teller machine, safe deposit box rental, and wire transfer services, as well as sells checks and checkbooks, and purchases investment securities. The company operates an office located in Allentown, Pennsylvania; and a loan production office in Blue Bell, Pennsylvania. The company was founded in 1997 and is based in Allentown, Pennsylvania.