Research Analysts Offer Predictions for SOFI FY2025 Earnings

SoFi Technologies, Inc. (NASDAQ:SOFI) – Research analysts at William Blair upped their FY2025 earnings per share estimates for shares of SoFi Technologies in a research note issued to investors on Tuesday, April 29th. William Blair analyst A. Jeffrey now forecasts that the company will post earnings of $0.28 per share for the year, up from their prior estimate of $0.26. William Blair currently has a “Outperform” rating on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies’ Q4 2025 earnings at $0.08 EPS, Q1 2026 earnings at $0.09 EPS and Q4 2026 earnings at $0.15 EPS.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings results on Tuesday, April 29th. The company reported $0.06 earnings per share for the quarter, beating the consensus estimate of $0.03 by $0.03. SoFi Technologies had a net margin of 18.64% and a return on equity of 3.82%. The business had revenue of $763.81 million during the quarter, compared to analysts’ expectations of $739.93 million. During the same quarter in the prior year, the company posted $0.02 EPS. The firm’s revenue for the quarter was up 32.7% compared to the same quarter last year.

A number of other research firms also recently weighed in on SOFI. Citigroup upped their target price on SoFi Technologies from $12.50 to $18.00 and gave the stock a “buy” rating in a report on Tuesday, January 14th. Citizens Jmp started coverage on SoFi Technologies in a research report on Friday, April 25th. They set an “outperform” rating and a $17.00 price objective for the company. The Goldman Sachs Group upped their price target on shares of SoFi Technologies from $8.50 to $9.50 and gave the stock a “neutral” rating in a research note on Tuesday, January 28th. JMP Securities initiated coverage on SoFi Technologies in a research report on Friday, April 25th. They issued a “market outperform” rating and a $17.00 target price for the company. Finally, UBS Group upped their price target on shares of SoFi Technologies from $14.00 to $15.50 and gave the company a “neutral” rating in a research report on Wednesday. Three investment analysts have rated the stock with a sell rating, five have given a hold rating, seven have assigned a buy rating and one has assigned a strong buy rating to the company’s stock. According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and an average price target of $14.38.

SoFi Technologies Stock Up 1.5 %

Shares of SoFi Technologies stock opened at $12.70 on Friday. The company has a current ratio of 0.49, a quick ratio of 0.18 and a debt-to-equity ratio of 0.52. SoFi Technologies has a 12-month low of $6.01 and a 12-month high of $18.42. The company has a market cap of $13.93 billion, a P/E ratio of 34.32, a PEG ratio of 2.24 and a beta of 1.86. The company’s fifty day simple moving average is $11.99 and its two-hundred day simple moving average is $13.73.

Insider Buying and Selling

In related news, EVP Kelli Keough sold 11,181 shares of the company’s stock in a transaction on Thursday, March 20th. The stock was sold at an average price of $12.72, for a total transaction of $142,222.32. Following the completion of the sale, the executive vice president now directly owns 226,210 shares in the company, valued at $2,877,391.20. This represents a 4.71 % decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this link. Also, CTO Jeremy Rishel sold 68,625 shares of the stock in a transaction dated Thursday, March 20th. The shares were sold at an average price of $12.64, for a total transaction of $867,420.00. Following the sale, the chief technology officer now directly owns 655,118 shares of the company’s stock, valued at approximately $8,280,691.52. The trade was a 9.48 % decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders sold 100,172 shares of company stock valued at $1,271,115. Insiders own 2.60% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently added to or reduced their stakes in the business. Verdence Capital Advisors LLC acquired a new position in SoFi Technologies during the 1st quarter valued at approximately $136,000. Mayflower Financial Advisors LLC raised its stake in shares of SoFi Technologies by 101.4% during the 1st quarter. Mayflower Financial Advisors LLC now owns 27,315 shares of the company’s stock worth $318,000 after buying an additional 13,750 shares during the period. Portman Square Capital LLP purchased a new position in SoFi Technologies during the first quarter valued at $843,000. Cullen Frost Bankers Inc. raised its position in shares of SoFi Technologies by 1,636.4% during the 1st quarter. Cullen Frost Bankers Inc. now owns 4,862 shares of the company’s stock worth $57,000 after purchasing an additional 4,582 shares during the last quarter. Finally, Victory Capital Management Inc. lifted its position in shares of SoFi Technologies by 34.0% in the first quarter. Victory Capital Management Inc. now owns 352,482 shares of the company’s stock valued at $4,099,000 after acquiring an additional 89,503 shares in the last quarter. 38.43% of the stock is currently owned by hedge funds and other institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.