Equities Analysts Offer Predictions for New York Community Bancorp, Inc.’s Q1 2025 Earnings (NYSE:NYCB)

New York Community Bancorp, Inc. (NYSE:NYCB) – Analysts at Wedbush cut their Q1 2025 earnings estimates for shares of New York Community Bancorp in a research report issued on Wednesday, May 1st. Wedbush analyst D. Chiaverini now expects that the financial services provider will earn $0.04 per share for the quarter, down from their previous estimate of $0.06. Wedbush has a “Neutral” rating and a $3.50 price target on the stock. The consensus estimate for New York Community Bancorp’s current full-year earnings is ($0.08) per share.

New York Community Bancorp (NYSE:NYCB) last announced its quarterly earnings results on Wednesday, May 1st. The financial services provider reported ($0.25) earnings per share for the quarter, beating the consensus estimate of ($0.26) by $0.01. New York Community Bancorp had a net margin of 0.62% and a return on equity of 2.78%. The company had revenue of $633.00 million during the quarter, compared to the consensus estimate of $776.81 million. The firm’s quarterly revenue was down 76.1% compared to the same quarter last year. During the same quarter last year, the firm earned $0.23 earnings per share.

Several other equities research analysts have also recently commented on the company. DA Davidson cut New York Community Bancorp from a “buy” rating to a “neutral” rating and dropped their price objective for the company from $8.50 to $5.00 in a research report on Thursday, February 8th. TheStreet lowered shares of New York Community Bancorp from a “b-” rating to a “c+” rating in a research note on Monday, February 5th. Jefferies Financial Group cut shares of New York Community Bancorp from a “buy” rating to a “hold” rating and decreased their price objective for the company from $13.00 to $7.00 in a report on Thursday, February 1st. UBS Group cut shares of New York Community Bancorp from a “buy” rating to a “neutral” rating in a report on Monday, January 8th. Finally, JPMorgan Chase & Co. lowered shares of New York Community Bancorp from an “overweight” rating to a “neutral” rating and decreased their target price for the company from $11.50 to $5.50 in a research note on Wednesday, February 7th. Two analysts have rated the stock with a sell rating, thirteen have given a hold rating and one has issued a buy rating to the company. According to data from MarketBeat.com, New York Community Bancorp presently has a consensus rating of “Hold” and an average price target of $5.39.

New York Community Bancorp Stock Performance

Shares of NYCB opened at $3.53 on Friday. The company has a market cap of $2.82 billion, a price-to-earnings ratio of 353.00 and a beta of 0.95. The business’s fifty day simple moving average is $3.36 and its two-hundred day simple moving average is $7.02. New York Community Bancorp has a 12 month low of $1.70 and a 12 month high of $14.22. The company has a current ratio of 1.18, a quick ratio of 1.17 and a debt-to-equity ratio of 2.70.

New York Community Bancorp Cuts Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, June 17th. Stockholders of record on Friday, June 7th will be issued a $0.01 dividend. The ex-dividend date is Friday, June 7th. This represents a $0.04 annualized dividend and a dividend yield of 1.13%. New York Community Bancorp’s dividend payout ratio (DPR) is presently 2,000.00%.

Insider Activity at New York Community Bancorp

In other New York Community Bancorp news, Director Peter Schoels purchased 100,000 shares of the firm’s stock in a transaction that occurred on Friday, February 9th. The stock was purchased at an average cost of $4.15 per share, with a total value of $415,000.00. Following the purchase, the director now owns 147,438 shares of the company’s stock, valued at $611,867.70. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. In other news, Director Peter Schoels bought 100,000 shares of the firm’s stock in a transaction on Friday, February 9th. The stock was acquired at an average cost of $4.15 per share, with a total value of $415,000.00. Following the transaction, the director now directly owns 147,438 shares in the company, valued at approximately $611,867.70. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Marshall Lux purchased 27,100 shares of the business’s stock in a transaction dated Thursday, March 21st. The shares were purchased at an average price of $3.69 per share, for a total transaction of $99,999.00. Following the purchase, the director now owns 64,872 shares of the company’s stock, valued at approximately $239,377.68. The disclosure for this purchase can be found here. In the last ninety days, insiders have bought 213,410 shares of company stock worth $875,626. Insiders own 1.62% of the company’s stock.

Institutional Trading of New York Community Bancorp

A number of hedge funds have recently bought and sold shares of the stock. Carson Advisory Inc. purchased a new stake in shares of New York Community Bancorp during the 1st quarter worth $62,000. Southern Capital Advisors LLC acquired a new stake in New York Community Bancorp in the first quarter valued at approximately $129,000. FinTrust Capital Advisors LLC grew its holdings in New York Community Bancorp by 66.9% in the first quarter. FinTrust Capital Advisors LLC now owns 9,673 shares of the financial services provider’s stock worth $31,000 after purchasing an additional 3,876 shares during the last quarter. Graypoint LLC purchased a new position in New York Community Bancorp in the first quarter worth $35,000. Finally, PL Capital Advisors LLC boosted its position in shares of New York Community Bancorp by 25.3% in the 1st quarter. PL Capital Advisors LLC now owns 940,000 shares of the financial services provider’s stock worth $3,027,000 after purchasing an additional 190,000 shares in the last quarter. Hedge funds and other institutional investors own 67.88% of the company’s stock.

New York Community Bancorp Company Profile

New York Community Bancorp, Inc operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit.