Old Republic International (NYSE:ORI) versus Scor (OTCMKTS:SCRYY) Head to Head Contrast

Old Republic International (NYSE:ORI) and Scor (OTCMKTS:SCRYY) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, dividends and risk.

Earnings and Valuation

This table compares Old Republic International and Scor”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Republic International	$8.23 billion	1.17	$852.80 million	$2.92	13.26
Scor	$17.45 billion	0.34	$4.33 million	$0.33	10.00

Old Republic International has higher earnings, but lower revenue than Scor. Scor is trading at a lower price-to-earnings ratio than Old Republic International, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Old Republic International and Scor, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Republic International	0	0	2	0	3.00
Scor	0	2	1	2	3.00

Old Republic International currently has a consensus target price of $41.50, indicating a potential upside of 7.18%. Given Old Republic International’s higher probable upside, equities research analysts plainly believe Old Republic International is more favorable than Scor.

Volatility & Risk

Old Republic International has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Scor has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Dividends

Old Republic International pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Scor pays an annual dividend of $0.13 per share and has a dividend yield of 3.9%. Old Republic International pays out 39.7% of its earnings in the form of a dividend. Scor pays out 39.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Republic International has raised its dividend for 45 consecutive years. Scor is clearly the better dividend stock, given its higher yield and lower payout ratio.

Profitability

This table compares Old Republic International and Scor’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Old Republic International	10.31%	20.95%	4.45%
Scor	3.41%	11.92%	1.44%

Insider & Institutional Ownership

70.9% of Old Republic International shares are owned by institutional investors. 1.1% of Old Republic International shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Old Republic International beats Scor on 12 of the 17 factors compared between the two stocks.

About Old Republic International

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. It operates through three segments: General Insurance, Title Insurance, and Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers aviation, commercial auto, commercial multi-peril, commercial property, general liability, home and auto warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, directors and officers, and surety. This segment provides its insurance products to businesses, state and local government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. Old Republic International Corporation was founded in 1923 and is based in Chicago, Illinois.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.