Critical Contrast: Beverly Hills Bancorp (OTCMKTS:BHBCQ) & Bank7 (NASDAQ:BSVN)

Beverly Hills Bancorp (OTCMKTS:BHBCQ) and Bank7 (NASDAQ:BSVN) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, earnings and valuation.

Analyst Ratings

This is a summary of recent ratings for Beverly Hills Bancorp and Bank7, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Beverly Hills Bancorp	0	0	0	0	0.00
Bank7	0	0	2	0	3.00

Bank7 has a consensus price target of $53.50, indicating a potential upside of 29.79%. Given Bank7’s stronger consensus rating and higher possible upside, analysts plainly believe Bank7 is more favorable than Beverly Hills Bancorp.

Earnings & Valuation

This table compares Beverly Hills Bancorp and Bank7″s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A
Bank7	$97.45 million	3.95	$45.70 million	$4.84	8.52

Bank7 has higher revenue and earnings than Beverly Hills Bancorp.

Institutional & Insider Ownership

23.5% of Bank7 shares are owned by institutional investors. 13.0% of Beverly Hills Bancorp shares are owned by insiders. Comparatively, 41.9% of Bank7 shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Beverly Hills Bancorp and Bank7’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Beverly Hills Bancorp	N/A	N/A	N/A
Bank7	32.00%	23.83%	2.64%

Summary

Bank7 beats Beverly Hills Bancorp on 9 of the 9 factors compared between the two stocks.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".

About Bank7

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.