UTG (OTCMKTS:UTGN) and NN Group (OTCMKTS:NNGRY) Critical Contrast

UTG (OTCMKTS:UTGN) and NN Group (OTCMKTS:NNGRY) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, earnings, valuation, institutional ownership, risk, profitability and analyst recommendations.

Institutional & Insider Ownership

0.1% of UTG shares are held by institutional investors. Comparatively, 0.0% of NN Group shares are held by institutional investors. 71.6% of UTG shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Earnings and Valuation

This table compares UTG and NN Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UTG	$84.91 million	1.73	$49.30 million	$14.14	3.29
NN Group	$10.28 billion	1.78	$1.71 billion	N/A	N/A

NN Group has higher revenue and earnings than UTG.

Profitability

This table compares UTG and NN Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
UTG	55.51%	20.73%	9.26%
NN Group	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for UTG and NN Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UTG	0	0	0	0	0.00
NN Group	1	6	0	1	2.13

Volatility & Risk

UTG has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, NN Group has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Summary

NN Group beats UTG on 6 of the 11 factors compared between the two stocks.

About UTG

UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. Its individual life insurance includes servicing of existing insurance business in-force; the acquisition of other companies in the insurance business; and the administration processing of life insurance business for other entities. In addition, it offers reinsurance products. UTG, Inc. was founded in 1966 and is headquartered in Stanford, Kentucky.

About NN Group

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers Life insurance products, such as group and individual pension products, retail life insurance, and SME life insurance products; and non-life insurance products, including motor, fire, liability, transport, travel, health, property and casualty, and disability and accident insurance products. The company also provides banking services, including mortgage loans, bank annuities, consumer savings, and retail savings and investment products; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, and Corporates customers directly through tied agents, agents/ brokers, platform insurance, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.