Head to Head Comparison: Finance of America Companies (FOA) versus Its Competitors

Finance of America Companies (NYSE:FOA) is one of 19 publicly-traded companies in the “FIN – MTG&REL SVS” industry, but how does it contrast to its peers? We will compare Finance of America Companies to related businesses based on the strength of its profitability, institutional ownership, valuation, analyst recommendations, risk, dividends and earnings.

Valuation and Earnings

This table compares Finance of America Companies and its peers top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Finance of America Companies	$338.17 million	$15.49 million	6.29
Finance of America Companies Competitors	$18.27 billion	$1.82 billion	-66.48

Finance of America Companies’ peers have higher revenue and earnings than Finance of America Companies. Finance of America Companies is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Volatility and Risk

Finance of America Companies has a beta of 1.44, indicating that its stock price is 44% more volatile than the S&P 500. Comparatively, Finance of America Companies’ peers have a beta of 1.33, indicating that their average stock price is 33% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and price targets for Finance of America Companies and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	0	1	1	0	2.50
Finance of America Companies Competitors	154	684	989	15	2.47

Finance of America Companies currently has a consensus price target of $27.50, indicating a potential upside of 18.83%. As a group, “FIN – MTG&REL SVS” companies have a potential upside of 24.89%. Given Finance of America Companies’ peers higher probable upside, analysts clearly believe Finance of America Companies has less favorable growth aspects than its peers.

Institutional & Insider Ownership

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 52.2% of shares of all “FIN – MTG&REL SVS” companies are held by institutional investors. 25.0% of Finance of America Companies shares are held by insiders. Comparatively, 30.3% of shares of all “FIN – MTG&REL SVS” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Finance of America Companies and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	N/A	-3.12%	-0.04%
Finance of America Companies Competitors	-5.93%	-85.16%	-0.75%

Summary

Finance of America Companies beats its peers on 7 of the 13 factors compared.

Finance of America Companies Company Profile

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, engages in the operation of a retirement solutions platform in the United States. It operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment engages in the loan origination activities comprising home equity conversion, proprietary reverse, and hybrid mortgage loans for senior homeowners. The Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for borrowers and investors. The company was founded in 2013 and is headquartered in Plano, Texas.