Q2 EPS Estimates for Bread Financial Cut by Zacks Research

Bread Financial Holdings, Inc. (NYSE:BFH) – Investment analysts at Zacks Research cut their Q2 2026 earnings per share (EPS) estimates for Bread Financial in a report issued on Tuesday, July 1st. Zacks Research analyst T. De now forecasts that the company will post earnings per share of $2.00 for the quarter, down from their prior forecast of $2.01. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial’s Q3 2026 earnings at $1.92 EPS, Q4 2026 earnings at $1.93 EPS, FY2026 earnings at $8.46 EPS, Q1 2027 earnings at $1.94 EPS, Q2 2027 earnings at $2.31 EPS and FY2027 earnings at $9.43 EPS.

A number of other research firms also recently weighed in on BFH. Jefferies Financial Group lifted their price objective on Bread Financial from $45.00 to $50.00 and gave the company a “hold” rating in a report on Thursday, April 24th. The Goldman Sachs Group cut their target price on shares of Bread Financial from $68.00 to $58.00 and set a “sell” rating for the company in a research note on Tuesday, March 18th. JMP Securities reiterated a “market perform” rating on shares of Bread Financial in a research note on Monday, April 28th. Finally, Morgan Stanley lifted their target price on shares of Bread Financial from $36.00 to $39.00 and gave the company an “underweight” rating in a research note on Monday, May 12th. Three investment analysts have rated the stock with a sell rating, six have assigned a hold rating and three have issued a buy rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Hold” and an average target price of $60.27.

Bread Financial Stock Up 0.9%

NYSE BFH opened at $60.40 on Thursday. The company has a current ratio of 1.17, a quick ratio of 1.17 and a debt-to-equity ratio of 0.42. The stock’s 50 day moving average is $52.72 and its two-hundred day moving average is $54.34. The company has a market capitalization of $2.81 billion, a price-to-earnings ratio of 10.73, a PEG ratio of 1.13 and a beta of 1.38. Bread Financial has a 1-year low of $38.21 and a 1-year high of $66.71.

Bread Financial (NYSE:BFH) last released its quarterly earnings data on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, beating analysts’ consensus estimates of $2.10 by $0.76. The company had revenue of $970.00 million for the quarter, compared to the consensus estimate of $956.17 million. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The company’s quarterly revenue was down 2.1% on a year-over-year basis. During the same period in the previous year, the business earned $2.73 earnings per share.

Bread Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Friday, June 13th. Shareholders of record on Friday, May 9th were given a dividend of $0.21 per share. This represents a $0.84 annualized dividend and a dividend yield of 1.39%. The ex-dividend date was Friday, May 9th. Bread Financial’s payout ratio is 14.92%.

Institutional Trading of Bread Financial

Several institutional investors and hedge funds have recently made changes to their positions in BFH. Truist Financial Corp bought a new stake in shares of Bread Financial during the 4th quarter valued at $226,000. Oppenheimer & Co. Inc. acquired a new position in shares of Bread Financial in the 4th quarter valued at $201,000. QRG Capital Management Inc. acquired a new position in Bread Financial in the 4th quarter worth $224,000. US Bancorp DE boosted its stake in Bread Financial by 15.1% in the 4th quarter. US Bancorp DE now owns 15,087 shares of the company’s stock worth $921,000 after purchasing an additional 1,977 shares during the period. Finally, Smartleaf Asset Management LLC boosted its stake in Bread Financial by 207.7% in the 4th quarter. Smartleaf Asset Management LLC now owns 1,394 shares of the company’s stock worth $86,000 after purchasing an additional 941 shares during the period. Institutional investors own 99.52% of the company’s stock.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.