AXA (OTCMKTS:AXAHY) versus International General Insurance (NASDAQ:IGIC) Head-To-Head Comparison

International General Insurance (NASDAQ:IGIC) and AXA (OTCMKTS:AXAHY) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, dividends, valuation, earnings, analyst recommendations and profitability.

Profitability

This table compares International General Insurance and AXA’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International General Insurance	23.16%	19.54%	6.14%
AXA	N/A	N/A	N/A

Dividends

International General Insurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.8%. AXA pays an annual dividend of $1.78 per share and has a dividend yield of 3.7%. International General Insurance pays out 7.4% of its earnings in the form of a dividend. International General Insurance has raised its dividend for 2 consecutive years.

Valuation and Earnings

This table compares International General Insurance and AXA”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International General Insurance	$539.00 million	1.98	$135.15 million	$2.72	8.68
AXA	$78.03 billion	1.36	$8.53 billion	N/A	N/A

AXA has higher revenue and earnings than International General Insurance.

Risk & Volatility

International General Insurance has a beta of 0.24, meaning that its share price is 76% less volatile than the S&P 500. Comparatively, AXA has a beta of 1, meaning that its share price has a similar volatility profile to the S&P 500.

Institutional and Insider Ownership

54.2% of International General Insurance shares are held by institutional investors. Comparatively, 0.1% of AXA shares are held by institutional investors. 20.1% of International General Insurance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of recent recommendations for International General Insurance and AXA, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International General Insurance	0	0	2	0	3.00
AXA	0	0	2	1	3.33

International General Insurance presently has a consensus target price of $31.50, suggesting a potential upside of 33.36%. Given International General Insurance’s higher probable upside, equities analysts clearly believe International General Insurance is more favorable than AXA.

Summary

International General Insurance beats AXA on 8 of the 15 factors compared between the two stocks.

About International General Insurance

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, motor, marine liability, contingency, marine, treaty, and casualty insurance and reinsurance. The company was founded in 2001 and is based in Amman, Jordan.

About AXA

AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through six segments: France; Europe; AXA XL; Asia, Africa & EME-LATAM; AXA Investment Managers; and Transversal & Other segments It offers life and savings insurance products, such as savings and retirement, other health, and personal protection products. The company also provides property and casualty insurance products, including car, home, and personal or professional liability to individual and business clients; international insurance for large corporate clients in Europe; and marine and aviation insurance services, as well as property and casualty reinsurance products. In addition, it offers asset management services in the areas of various asset classes, including equities, bonds, hedge funds, private equity, and real estate for the group’s insurance companies and their clients, and retail and institutional clients. Further, the company provides motor, household, property and general liability, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for personal/individual and commercial/ group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.