Patriot National Bancorp (NASDAQ:PNBK – Get Free Report) and Svenska Handelsbanken AB (publ) (OTCMKTS:SVNLY – Get Free Report) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, profitability, risk, institutional ownership and analyst recommendations.
Institutional and Insider Ownership
39.3% of Patriot National Bancorp shares are owned by institutional investors. 13.6% of Patriot National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Profitability
This table compares Patriot National Bancorp and Svenska Handelsbanken AB (publ)’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Patriot National Bancorp | -45.58% | -81.22% | -2.82% |
| Svenska Handelsbanken AB (publ) | 14.89% | 13.86% | 0.72% |
Analyst Ratings
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Patriot National Bancorp | 0 | 0 | 0 | 0 | 0.00 |
| Svenska Handelsbanken AB (publ) | 1 | 0 | 0 | 0 | 1.00 |
Earnings and Valuation
This table compares Patriot National Bancorp and Svenska Handelsbanken AB (publ)”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Patriot National Bancorp | $64.96 million | 0.09 | -$4.18 million | ($7.40) | -0.21 |
| Svenska Handelsbanken AB (publ) | $17.44 billion | N/A | $2.74 billion | $0.65 | 9.12 |
Svenska Handelsbanken AB (publ) has higher revenue and earnings than Patriot National Bancorp. Patriot National Bancorp is trading at a lower price-to-earnings ratio than Svenska Handelsbanken AB (publ), indicating that it is currently the more affordable of the two stocks.
Risk and Volatility
Patriot National Bancorp has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, Svenska Handelsbanken AB (publ) has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500.
Summary
Svenska Handelsbanken AB (publ) beats Patriot National Bancorp on 9 of the 11 factors compared between the two stocks.
About Patriot National Bancorp
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.
About Svenska Handelsbanken AB (publ)
Svenska Handelsbanken AB (publ) provides various banking products and services for private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, Finland, and Poland. The company offers savings, transactions, business, currency, and investment accounts, as well as accounts for cash pool, and forestry and agriculture; mortgage and committed loans, and private loans; mutual funds; pension products; credit and debit cards; and payment and reconciliation services, as well as foreign exchange rate services. It also provides financing for investments, such as equipment, cars, computers, and other inventories, as well as vehicle and real estate financing services; green loans and advisor services; investment and other financing services; medical care, and group and health insurance products; forestry and farming banking products; and online and mobile banking services, as well as various banking services for children and young people. In addition, the company offers financial services, that includes asset management, transactional banking, corporate finance, financing, markets, trade finance, market information and research services to large corporations; cash management solutions; and various corporate banking services to small and medium-sized companies and large corporates, as well as private banking services. Svenska Handelsbanken AB (publ) was incorporated in 1871 and is headquartered in Stockholm, Sweden.
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