William Blair Has Bearish Forecast for Trupanion Q3 Earnings

Trupanion, Inc. (NASDAQ:TRUP) – Equities research analysts at William Blair lowered their Q3 2025 earnings estimates for shares of Trupanion in a report issued on Thursday, February 20th. William Blair analyst B. Vazquez now anticipates that the financial services provider will post earnings per share of $0.02 for the quarter, down from their prior estimate of $0.03. The consensus estimate for Trupanion’s current full-year earnings is $0.13 per share. William Blair also issued estimates for Trupanion’s Q4 2025 earnings at $0.14 EPS, FY2025 earnings at $0.07 EPS, Q3 2026 earnings at $0.03 EPS, Q4 2026 earnings at $0.18 EPS and FY2026 earnings at $0.17 EPS.

Trupanion (NASDAQ:TRUP) last posted its quarterly earnings data on Wednesday, February 19th. The financial services provider reported $0.04 earnings per share for the quarter, missing analysts’ consensus estimates of $0.06 by ($0.02). The company had revenue of $337.31 million for the quarter, compared to analysts’ expectations of $335.41 million. Trupanion had a negative return on equity of 3.08% and a negative net margin of 0.75%.

Other equities analysts have also recently issued research reports about the stock. Stifel Nicolaus lowered their price objective on shares of Trupanion from $44.00 to $41.00 and set a “hold” rating for the company in a research report on Thursday. Piper Sandler reduced their target price on shares of Trupanion from $57.00 to $52.00 and set an “overweight” rating on the stock in a report on Thursday. Finally, Northland Securities increased their target price on shares of Trupanion from $45.00 to $50.00 and gave the stock a “market perform” rating in a report on Thursday, October 31st. Two equities research analysts have rated the stock with a hold rating, four have given a buy rating and one has issued a strong buy rating to the company’s stock. Based on data from MarketBeat.com, Trupanion has an average rating of “Moderate Buy” and a consensus target price of $46.60.

Trupanion Stock Performance

NASDAQ:TRUP opened at $32.95 on Friday. The company has a debt-to-equity ratio of 0.39, a quick ratio of 1.66 and a current ratio of 1.71. The stock has a market capitalization of $1.40 billion, a P/E ratio of -143.26, a PEG ratio of 6.02 and a beta of 1.60. The company has a 50 day moving average price of $47.64 and a 200 day moving average price of $47.87. Trupanion has a fifty-two week low of $19.69 and a fifty-two week high of $57.90.

Institutional Investors Weigh In On Trupanion

Hedge funds and other institutional investors have recently modified their holdings of the company. SBI Securities Co. Ltd. acquired a new stake in shares of Trupanion in the 4th quarter valued at $25,000. Jones Financial Companies Lllp raised its holdings in shares of Trupanion by 71.7% in the 4th quarter. Jones Financial Companies Lllp now owns 570 shares of the financial services provider’s stock valued at $27,000 after purchasing an additional 238 shares in the last quarter. Quest Partners LLC acquired a new stake in shares of Trupanion in the 3rd quarter valued at $37,000. Quarry LP acquired a new stake in shares of Trupanion in the 4th quarter valued at $39,000. Finally, Wilmington Savings Fund Society FSB acquired a new stake in Trupanion during the 3rd quarter worth $54,000.

Insiders Place Their Bets

In other news, CFO Fawwad Qureshi sold 9,867 shares of the firm’s stock in a transaction on Friday, November 29th. The shares were sold at an average price of $53.08, for a total value of $523,740.36. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, SVP Emily Dreyer sold 900 shares of the firm’s stock in a transaction on Monday, November 25th. The shares were sold at an average price of $54.55, for a total transaction of $49,095.00. Following the completion of the sale, the senior vice president now owns 23,808 shares in the company, valued at $1,298,726.40. The trade was a 3.64 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold a total of 11,581 shares of company stock worth $615,159 in the last ninety days. 5.50% of the stock is owned by corporate insiders.

Trupanion Company Profile

Trupanion, Inc, together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians.