Analyzing Bank of East Asia (OTCMKTS:BKEAY) & Chiba Bank (OTCMKTS:CHBAY)

Bank of East Asia (OTCMKTS:BKEAY) and Chiba Bank (OTCMKTS:CHBAY) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, risk, earnings and dividends.

Volatility and Risk

Bank of East Asia has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, Chiba Bank has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500.

Earnings & Valuation

This table compares Bank of East Asia and Chiba Bank”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of East Asia	$5.67 billion	0.65	$590.75 million	N/A	N/A
Chiba Bank	$2.38 billion	3.34	$490.11 million	$3.58	13.79

Bank of East Asia has higher revenue and earnings than Chiba Bank.

Profitability

This table compares Bank of East Asia and Chiba Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank of East Asia	N/A	N/A	N/A
Chiba Bank	20.18%	6.68%	0.36%

Analyst Ratings

This is a breakdown of recent ratings and price targets for Bank of East Asia and Chiba Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of East Asia	1	0	0	0	1.00
Chiba Bank	0	1	0	0	2.00

Dividends

Bank of East Asia pays an annual dividend of $0.08 per share and has a dividend yield of 5.7%. Chiba Bank pays an annual dividend of $1.07 per share and has a dividend yield of 2.2%. Chiba Bank pays out 29.9% of its earnings in the form of a dividend.

Summary

Chiba Bank beats Bank of East Asia on 6 of the 10 factors compared between the two stocks.

About Bank of East Asia

The Bank of East Asia, Limited, together with its subsidiaries, provides various banking and related financial services. Its personal banking services include corporate, individual, savings, current, time deposit, and supreme accounts; and time deposits, foreign currency deposits, MAS services, and auto-payroll products, as well as safe deposit boxes and remittance services. The company also provides corporate banking services, such as SME loans and financing guarantee schemes; corporate and commercial financing products, including syndicated and construction loans, acquisition and structured financing, working capital financing, share financing and IPO-related loans, and commercial mortgages; trade finance services and expert trade solutions; factoring services; import and export trade finance; guarantee services; eTradeConnect that allows buyers and sellers to connect, transact, share information, and submit applications for financing through a single platform; cash management services; corporate wealth management products; foreign exchange and treasury products; and marine cargo, property, trade credit, employee compensation, life, savings, and endowment insurance plans. In addition, it offers private banking services comprising investment advisory services; investment solutions, such as unit trusts, linked deposits, currency trading and management, global equities and bonds investments, structured products, and options and derivatives; portfolio management services; securities and futures broking services; cyber banking, credit cards, and ATM; and various international services. The company operates outlets in Hong Kong, rest of Greater China, Singapore, Malaysia, the United Kingdom, and the United States. The Bank of East Asia, Limited was incorporated in 1918 and is headquartered in Central, Hong Kong.

About Chiba Bank

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. The company offers various deposit products, including savings, time deposits, currency deposits, investment trusts, bonds, and pensions; loans, which include mortgages, renovation loans, photovoltaic, vehicle, education, and other loan products; and insurance products, such as annuity, life, medical, student, death, and travel insurance. It also offers debit and credit cards, as well as internet banking services. In addition, the company engages in securities, investment management and advisory, software development, commissioned computation tasks, research and investigation of IT and financial technologies, leasing, operation, and management of investment funds, mergers and acquisition advisory, credit guarantee businesses, management and collection of claims businesses. Further, it provides loan guarantees and fee collection services; accounting, general administration entrustment, and temporary staff services; and is involved in outsourcing of operational business. Additionally, it rents and maintains office buildings and welfare facilities; provides research, survey, and consulting services; purchases and sells supplies and consumer goods; and engages in renewable energy generation. The company serves individuals and corporations. The Chiba Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba City, Japan.