United Homes Group (NASDAQ:UHG) versus St. Joe (NYSE:JOE) Head-To-Head Analysis

Risk and Volatility

United Homes Group has a beta of 1.19, suggesting that its share price is 19% more volatile than the S&P 500. Comparatively, St. Joe has a beta of 1.36, suggesting that its share price is 36% more volatile than the S&P 500.

Profitability

This table compares United Homes Group and St. Joe’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
United Homes Group	8.92%	79.00%	14.35%
St. Joe	18.99%	10.62%	5.03%

Valuation & Earnings

This table compares United Homes Group and St. Joe”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Homes Group	$463.71 million	0.36	$46.91 million	$0.67	4.27
St. Joe	$402.70 million	7.15	$74.19 million	$1.33	37.16

St. Joe has lower revenue, but higher earnings than United Homes Group. United Homes Group is trading at a lower price-to-earnings ratio than St. Joe, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

88.9% of United Homes Group shares are owned by institutional investors. Comparatively, 86.7% of St. Joe shares are owned by institutional investors. 72.3% of United Homes Group shares are owned by insiders. Comparatively, 0.3% of St. Joe shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

St. Joe beats United Homes Group on 6 of the 11 factors compared between the two stocks.

About United Homes Group

United Homes Group, Inc., a homebuilding company, engages in the design, building, and sale of homes in South Carolina, North Carolina, and Georgia. It provides detached single-family houses, as well as attached single-family houses, including duplex and town houses for entry-level buyers, first time move-ups, second time move-ups, third time move-ups, and custom builds. The company was founded in 2004 and is headquartered in Chapin, South Carolina.

About St. Joe

The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in Northwest Florida. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers title insurance and marketing services. The Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment is also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products. The company was incorporated in 1936 and is based in Panama City Beach, Florida.