Zacks Research Has Positive Outlook for CFR Q4 Earnings

Cullen/Frost Bankers, Inc. (NYSE:CFR) – Research analysts at Zacks Research lifted their Q4 2025 earnings estimates for shares of Cullen/Frost Bankers in a research note issued to investors on Tuesday, February 18th. Zacks Research analyst R. Department now expects that the bank will post earnings per share of $2.06 for the quarter, up from their prior forecast of $1.78. The consensus estimate for Cullen/Frost Bankers’ current full-year earnings is $8.85 per share. Zacks Research also issued estimates for Cullen/Frost Bankers’ Q1 2026 earnings at $1.98 EPS and Q2 2026 earnings at $2.10 EPS.

A number of other research analysts also recently commented on the stock. Maxim Group raised their target price on shares of Cullen/Frost Bankers from $138.00 to $149.00 and gave the company a “buy” rating in a research report on Friday, November 1st. Stephens raised their target price on shares of Cullen/Frost Bankers from $125.00 to $136.00 and gave the company an “equal weight” rating in a research report on Friday, November 1st. Evercore ISI raised their target price on shares of Cullen/Frost Bankers from $136.00 to $144.00 and gave the company an “underperform” rating in a research report on Monday, February 10th. DA Davidson downgraded shares of Cullen/Frost Bankers from a “buy” rating to a “neutral” rating and raised their target price for the company from $138.00 to $143.00 in a research report on Monday, February 3rd. Finally, Citigroup raised their target price on shares of Cullen/Frost Bankers from $104.00 to $113.00 and gave the company a “sell” rating in a research report on Monday, November 4th. Four research analysts have rated the stock with a sell rating, eight have issued a hold rating and two have given a buy rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Hold” and a consensus price target of $132.54.

Cullen/Frost Bankers Trading Down 1.5 %

Shares of CFR opened at $140.22 on Friday. Cullen/Frost Bankers has a 1-year low of $94.09 and a 1-year high of $147.64. The company has a 50-day moving average of $138.39 and a 200 day moving average of $127.75. The firm has a market capitalization of $9.01 billion, a price-to-earnings ratio of 15.81, a PEG ratio of 6.46 and a beta of 0.99. The company has a debt-to-equity ratio of 0.06, a current ratio of 0.68 and a quick ratio of 0.68.

Cullen/Frost Bankers (NYSE:CFR) last announced its quarterly earnings data on Thursday, January 30th. The bank reported $2.36 earnings per share for the quarter, beating analysts’ consensus estimates of $2.17 by $0.19. Cullen/Frost Bankers had a net margin of 20.44% and a return on equity of 15.95%.

Cullen/Frost Bankers Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, March 14th. Shareholders of record on Friday, February 28th will be given a dividend of $0.95 per share. This represents a $3.80 annualized dividend and a yield of 2.71%. The ex-dividend date is Friday, February 28th. Cullen/Frost Bankers’s dividend payout ratio is presently 42.84%.

Insiders Place Their Bets

In other Cullen/Frost Bankers news, insider Paul Bracher sold 11,500 shares of the business’s stock in a transaction that occurred on Friday, January 31st. The shares were sold at an average price of $139.45, for a total transaction of $1,603,675.00. Following the sale, the insider now owns 102,946 shares of the company’s stock, valued at approximately $14,355,819.70. The trade was a 10.05 % decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 2.89% of the stock is owned by insiders.

Institutional Trading of Cullen/Frost Bankers

Large investors have recently bought and sold shares of the stock. Covestor Ltd grew its position in Cullen/Frost Bankers by 169.9% during the 3rd quarter. Covestor Ltd now owns 224 shares of the bank’s stock worth $25,000 after purchasing an additional 141 shares during the last quarter. Wilmington Savings Fund Society FSB purchased a new stake in Cullen/Frost Bankers during the 3rd quarter worth approximately $29,000. UMB Bank n.a. grew its position in Cullen/Frost Bankers by 45.8% during the 4th quarter. UMB Bank n.a. now owns 245 shares of the bank’s stock worth $33,000 after purchasing an additional 77 shares during the last quarter. Brooklyn Investment Group purchased a new stake in Cullen/Frost Bankers during the 3rd quarter worth approximately $44,000. Finally, Blue Trust Inc. grew its position in Cullen/Frost Bankers by 239.0% during the 4th quarter. Blue Trust Inc. now owns 339 shares of the bank’s stock worth $46,000 after purchasing an additional 239 shares during the last quarter. Hedge funds and other institutional investors own 86.90% of the company’s stock.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.