Analyzing Farmers National Banc (NASDAQ:FMNB) & Bank of Santa Clarita (OTCMKTS:BSCA)

Farmers National Banc (NASDAQ:FMNB) and Bank of Santa Clarita (OTCMKTS:BSCA) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, risk, valuation, dividends and analyst recommendations.

Earnings & Valuation

This table compares Farmers National Banc and Bank of Santa Clarita”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers National Banc	$269.45 million	2.00	$45.95 million	$1.22	11.74
Bank of Santa Clarita	N/A	N/A	N/A	N/A	N/A

Farmers National Banc has higher revenue and earnings than Bank of Santa Clarita.

Profitability

This table compares Farmers National Banc and Bank of Santa Clarita’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Farmers National Banc	17.05%	11.71%	0.93%
Bank of Santa Clarita	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent ratings and price targets for Farmers National Banc and Bank of Santa Clarita, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers National Banc	0	2	1	0	2.33
Bank of Santa Clarita	0	0	0	0	0.00

Farmers National Banc currently has a consensus target price of $16.33, indicating a potential upside of 14.06%. Given Farmers National Banc’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Farmers National Banc is more favorable than Bank of Santa Clarita.

Insider and Institutional Ownership

38.7% of Farmers National Banc shares are held by institutional investors. 4.0% of Farmers National Banc shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Farmers National Banc beats Bank of Santa Clarita on 9 of the 9 factors compared between the two stocks.

About Farmers National Banc

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.

About Bank of Santa Clarita

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.