Pony AI (NASDAQ:PONY) and Jack Henry & Associates (NASDAQ:JKHY) Financial Survey

Jack Henry & Associates (NASDAQ:JKHY) and Pony AI (NASDAQ:PONY) are both computer and technology companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, profitability and risk.

Institutional and Insider Ownership

98.8% of Jack Henry & Associates shares are held by institutional investors. 1.4% of Jack Henry & Associates shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Jack Henry & Associates and Pony AI, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jack Henry & Associates	1	9	3	0	2.15
Pony AI	0	0	3	0	3.00

Jack Henry & Associates presently has a consensus target price of $186.45, suggesting a potential upside of 8.01%. Pony AI has a consensus target price of $19.20, suggesting a potential upside of 199.53%. Given Pony AI’s stronger consensus rating and higher possible upside, analysts plainly believe Pony AI is more favorable than Jack Henry & Associates.

Profitability

This table compares Jack Henry & Associates and Pony AI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jack Henry & Associates	17.83%	21.55%	14.05%
Pony AI	N/A	N/A	N/A

Valuation and Earnings

This table compares Jack Henry & Associates and Pony AI”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jack Henry & Associates	$2.27 billion	5.54	$381.82 million	$5.54	31.16
Pony AI	$75.03 million	29.81	N/A	N/A	N/A

Jack Henry & Associates has higher revenue and earnings than Pony AI.

Summary

Jack Henry & Associates beats Pony AI on 6 of the 9 factors compared between the two stocks.

About Jack Henry & Associates

Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

About Pony AI

Pony AI Inc., through its subsidiaries, engages in the autonomous mobility principally in the People’s Republic of China and the United States. The company provides robotruck services, such as transportation services to the logistics platforms. Pony AI Inc. is based in Guangzhou, the People’s Republic of China.