Financial Comparison: Agri Bank China (ACGBY) & The Competition

Volatility and Risk

Agri Bank China has a beta of 0.06, indicating that its stock price is 94% less volatile than the S&P 500. Comparatively, Agri Bank China’s competitors have a beta of 0.77, indicating that their average stock price is 23% less volatile than the S&P 500.

Earnings and Valuation

This table compares Agri Bank China and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Agri Bank China	$195.64 billion	$39.24 billion	6.89
Agri Bank China Competitors	$40.05 billion	$6.78 billion	10.81

Agri Bank China has higher revenue and earnings than its competitors. Agri Bank China is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

24.9% of shares of all “BANKS – FOREIGN” companies are held by institutional investors. 5.1% of shares of all “BANKS – FOREIGN” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Dividends

Agri Bank China pays an annual dividend of $0.63 per share and has a dividend yield of 3.5%. Agri Bank China pays out 24.3% of its earnings in the form of a dividend. As a group, “BANKS – FOREIGN” companies pay a dividend yield of 3.9% and pay out 39.6% of their earnings in the form of a dividend.

Profitability

This table compares Agri Bank China and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Agri Bank China	20.46%	9.22%	0.65%
Agri Bank China Competitors	16.63%	12.94%	1.07%

Summary

Agri Bank China competitors beat Agri Bank China on 7 of the 11 factors compared.

About Agri Bank China

Agricultural Bank of China Limited, together with its subsidiaries, provides banking products and services. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. It offers demand, personal call, foreign currency call, time or demand optional, foreign exchange call, foreign exchange time, savings, agreed term, and negotiated deposit accounts, as well as certificates of deposit; and loans, including housing, consumer, business, fixed asset, working capital, real estate, and entrusted syndicated loans, as well as trade finances, guarantees and commitments, and loans with custody of export rebates accounts. The company provides credit card, debit card, payment and settlement, private banking, cash management, investment banking, custody, financial market, and financial institution services, as well as trading and wealth management services; and personal fund collection and automatic transfer services. In addition, it offers agro-related personal and corporate banking products and services; telephone, mobile, self-service, television, and SMS banking services; financial leasing services; fund management services; asset custodian services; and insurance and reinsurance related products and services. The company operates domestic branches, including specialized institutions, training institutes, tier-1 branches, tier-2 branches, tier-1 sub-branches, foundation-level branch outlets and other establishments; overseas branches in Hong Kong, Singapore, Seoul, New York, Dubai International Financial Centre, Tokyo, Frankfurt, Sydney, Luxemburg, Dubai, London, Macao, and Hanoi; and overseas representative offices in Vancouver, Taipei, Sao Paulo, and Dushanbe. The company was founded in 1951 and is based in Beijing, the People's Republic of China.