Critical Comparison: Great Southern Bancorp (NASDAQ:GSBC) vs. Beverly Hills Bancorp (OTCMKTS:BHBCQ)

Great Southern Bancorp (NASDAQ:GSBC) and Beverly Hills Bancorp (OTCMKTS:BHBCQ) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, risk and valuation.

Profitability

This table compares Great Southern Bancorp and Beverly Hills Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Great Southern Bancorp	19.18%	11.17%	1.15%
Beverly Hills Bancorp	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Great Southern Bancorp and Beverly Hills Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Great Southern Bancorp	0	2	0	0	2.00
Beverly Hills Bancorp	0	0	0	0	0.00

Great Southern Bancorp currently has a consensus target price of $60.50, suggesting a potential downside of 3.52%. Given Beverly Hills Bancorp’s higher possible upside, analysts clearly believe Beverly Hills Bancorp is more favorable than Great Southern Bancorp.

Earnings & Valuation

This table compares Great Southern Bancorp and Beverly Hills Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Great Southern Bancorp	$355.26 million	2.00	$61.81 million	$5.87	10.68
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A

Great Southern Bancorp has higher revenue and earnings than Beverly Hills Bancorp.

Institutional & Insider Ownership

41.7% of Great Southern Bancorp shares are held by institutional investors. 27.9% of Great Southern Bancorp shares are held by insiders. Comparatively, 13.0% of Beverly Hills Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Great Southern Bancorp beats Beverly Hills Bancorp on 7 of the 8 factors compared between the two stocks.

About Great Southern Bancorp

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. The company was founded in 1923 and is headquartered in Springfield, Missouri.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".