Zacks Research Has Pessimistic Outlook of COF Q3 Earnings

Capital One Financial Corporation (NYSE:COF) – Research analysts at Zacks Research dropped their Q3 2025 earnings estimates for shares of Capital One Financial in a report issued on Tuesday, August 12th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings per share of $3.74 for the quarter, down from their prior forecast of $4.15. The consensus estimate for Capital One Financial’s current full-year earnings is $15.65 per share. Zacks Research also issued estimates for Capital One Financial’s Q4 2025 earnings at $3.30 EPS, FY2025 earnings at $16.58 EPS, Q1 2026 earnings at $3.84 EPS, Q2 2026 earnings at $4.13 EPS, Q3 2026 earnings at $4.24 EPS, Q4 2026 earnings at $4.78 EPS, FY2026 earnings at $17.00 EPS, Q1 2027 earnings at $4.95 EPS and Q2 2027 earnings at $5.65 EPS.

Several other equities analysts have also recently commented on the stock. Bank of America raised their price target on shares of Capital One Financial from $223.00 to $233.00 and gave the company a “buy” rating in a research report on Wednesday, May 21st. TD Cowen raised shares of Capital One Financial from a “hold” rating to a “buy” rating and raised their price target for the company from $184.00 to $258.00 in a research report on Tuesday, July 8th. Redburn Atlantic raised shares of Capital One Financial to a “strong-buy” rating in a research report on Friday, August 1st. Truist Financial raised their price target on shares of Capital One Financial from $225.00 to $260.00 and gave the company a “buy” rating in a research report on Monday, July 28th. Finally, Wells Fargo & Company raised their price target on shares of Capital One Financial from $225.00 to $265.00 and gave the company an “overweight” rating in a research report on Friday, July 25th. Five equities research analysts have rated the stock with a hold rating, thirteen have assigned a buy rating and three have given a strong buy rating to the stock. According to MarketBeat, Capital One Financial has an average rating of “Moderate Buy” and an average target price of $238.81.

Capital One Financial Stock Performance

NYSE:COF opened at $221.08 on Thursday. The company has a debt-to-equity ratio of 0.47, a quick ratio of 1.02 and a current ratio of 1.02. Capital One Financial has a fifty-two week low of $131.55 and a fifty-two week high of $232.45. The stock has a market capitalization of $141.38 billion, a P/E ratio of 113.37, a PEG ratio of 0.84 and a beta of 1.16. The company has a 50 day moving average price of $210.82 and a 200 day moving average price of $193.64.

Capital One Financial (NYSE:COF) last posted its quarterly earnings data on Tuesday, July 22nd. The financial services provider reported $5.48 earnings per share for the quarter, topping analysts’ consensus estimates of $1.93 by $3.55. The company had revenue of $12.49 billion for the quarter, compared to analysts’ expectations of $12.72 billion. The business’s revenue for the quarter was up 31.4% on a year-over-year basis. During the same period in the previous year, the business posted $3.14 EPS.

Capital One Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Tuesday, September 2nd. Investors of record on Friday, August 15th will be paid a dividend of $0.60 per share. This represents a $2.40 annualized dividend and a yield of 1.1%. The ex-dividend date is Friday, August 15th. Capital One Financial’s dividend payout ratio (DPR) is currently 123.08%.

Insider Buying and Selling

In related news, CAO Timothy P. Golden sold 3,462 shares of Capital One Financial stock in a transaction on Tuesday, August 12th. The shares were sold at an average price of $210.28, for a total transaction of $727,989.36. Following the sale, the chief accounting officer directly owned 8,987 shares in the company, valued at $1,889,786.36. This trade represents a 27.81% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Robert M. Alexander sold 10,114 shares of Capital One Financial stock in a transaction on Wednesday, July 23rd. The stock was sold at an average price of $227.86, for a total transaction of $2,304,576.04. Following the sale, the insider owned 68,707 shares in the company, valued at $15,655,577.02. This represents a 12.83% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 19,091 shares of company stock worth $4,188,454 in the last ninety days. 1.26% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Capital One Financial

Several hedge funds and other institutional investors have recently bought and sold shares of the stock. Moisand Fitzgerald Tamayo LLC increased its stake in Capital One Financial by 103.3% in the second quarter. Moisand Fitzgerald Tamayo LLC now owns 122 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 62 shares during the period. Olistico Wealth LLC increased its stake in Capital One Financial by 439.1% in the second quarter. Olistico Wealth LLC now owns 124 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 101 shares during the period. Atlantic Edge Private Wealth Management LLC increased its stake in Capital One Financial by 66.7% in the second quarter. Atlantic Edge Private Wealth Management LLC now owns 125 shares of the financial services provider’s stock valued at $27,000 after purchasing an additional 50 shares during the period. RMG Wealth Management LLC acquired a new position in Capital One Financial in the second quarter valued at $27,000. Finally, Solstein Capital LLC acquired a new position in Capital One Financial in the second quarter valued at $28,000. 89.84% of the stock is currently owned by institutional investors and hedge funds.

Capital One Financial Company Profile

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.