Critical Contrast: Oxbridge Re (NASDAQ:OXBR) versus ICC (NASDAQ:ICCH)

Institutional and Insider Ownership

5.6% of Oxbridge Re shares are owned by institutional investors. Comparatively, 46.5% of ICC shares are owned by institutional investors. 19.5% of Oxbridge Re shares are owned by company insiders. Comparatively, 25.8% of ICC shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares Oxbridge Re and ICC’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oxbridge Re	N/A	-114.38%	-64.42%
ICC	7.13%	9.58%	3.01%

Earnings and Valuation

This table compares Oxbridge Re and ICC”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oxbridge Re	$546,000.00	20.57	-$9.91 million	($0.43)	-3.51
ICC	$93.57 million	0.79	$4.26 million	$1.73	13.58

ICC has higher revenue and earnings than Oxbridge Re. Oxbridge Re is trading at a lower price-to-earnings ratio than ICC, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Oxbridge Re has a beta of 1.29, suggesting that its share price is 29% more volatile than the S&P 500. Comparatively, ICC has a beta of 0.3, suggesting that its share price is 70% less volatile than the S&P 500.

Summary

ICC beats Oxbridge Re on 9 of the 11 factors compared between the two stocks.

About Oxbridge Re

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. The company underwrites collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States. It also issues reinsurance contracts through digital securities by blockchain technology. In addition, the company offers fractional aircraft ownership, jet card, aircraft brokerage, and charter service through its fleet of private aircraft. It distributes its products and solutions through reinsurance brokers. Oxbridge Re Holdings Limited was incorporated in 2013 and is headquartered in George Town, the Cayman Islands.

About ICC

ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. It offers commercial multi-peril, liquor liability, workers' compensation, and umbrella liability insurance products. The company markets its products through independent agents in Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, Utah, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.