Zacks Research Lifts Earnings Estimates for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH) – Equities research analysts at Zacks Research lifted their Q1 2025 EPS estimates for Bread Financial in a research report issued to clients and investors on Wednesday, February 12th. Zacks Research analyst T. De now expects that the company will earn $1.60 per share for the quarter, up from their previous estimate of $1.54. The consensus estimate for Bread Financial’s current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial’s Q2 2025 earnings at $1.48 EPS, Q3 2025 earnings at $1.77 EPS, Q1 2026 earnings at $1.27 EPS, Q2 2026 earnings at $2.16 EPS, Q3 2026 earnings at $1.87 EPS and Q4 2026 earnings at $2.16 EPS.

Several other analysts have also recently commented on the stock. JMP Securities restated a “market perform” rating on shares of Bread Financial in a research note on Monday, February 3rd. Compass Point raised their price objective on shares of Bread Financial from $75.00 to $87.00 and gave the company a “buy” rating in a research report on Tuesday, January 21st. TD Cowen boosted their target price on Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a research report on Monday, October 28th. Keefe, Bruyette & Woods raised their price target on Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a report on Monday, December 9th. Finally, The Goldman Sachs Group lifted their price target on Bread Financial from $52.00 to $58.00 and gave the company a “sell” rating in a research note on Tuesday, November 19th. Two investment analysts have rated the stock with a sell rating, nine have given a hold rating and five have assigned a buy rating to the company’s stock. According to MarketBeat.com, Bread Financial has a consensus rating of “Hold” and an average target price of $59.69.

Bread Financial Price Performance

Shares of NYSE BFH opened at $62.41 on Friday. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.19. The company has a market cap of $3.10 billion, a PE ratio of 11.24, a P/E/G ratio of 1.34 and a beta of 1.93. The stock has a fifty day moving average price of $62.30 and a 200 day moving average price of $56.36. Bread Financial has a 1-year low of $32.10 and a 1-year high of $66.71.

Bread Financial (NYSE:BFH) last posted its quarterly earnings data on Thursday, January 30th. The company reported $0.41 earnings per share for the quarter, topping analysts’ consensus estimates of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

Bread Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Shareholders of record on Friday, February 14th will be issued a $0.21 dividend. This represents a $0.84 annualized dividend and a dividend yield of 1.35%. The ex-dividend date of this dividend is Friday, February 14th. Bread Financial’s dividend payout ratio (DPR) is presently 15.14%.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the business. World Investment Advisors LLC acquired a new stake in Bread Financial during the 3rd quarter valued at $810,000. Geode Capital Management LLC boosted its stake in shares of Bread Financial by 1.2% during the third quarter. Geode Capital Management LLC now owns 1,155,989 shares of the company’s stock valued at $55,012,000 after acquiring an additional 13,459 shares during the last quarter. Intech Investment Management LLC purchased a new stake in Bread Financial during the 3rd quarter worth about $3,550,000. Factorial Partners LLC raised its stake in Bread Financial by 78.9% in the 3rd quarter. Factorial Partners LLC now owns 34,000 shares of the company’s stock valued at $1,618,000 after purchasing an additional 15,000 shares during the last quarter. Finally, Crossmark Global Holdings Inc. purchased a new position in Bread Financial in the 4th quarter valued at about $213,000. 99.52% of the stock is owned by hedge funds and other institutional investors.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.