Ryan Specialty (NYSE:RYAN) versus AIX (NASDAQ:AIFU) Financial Comparison

Ryan Specialty (NYSE:RYAN) and AIX (NASDAQ:AIFU) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, profitability, risk, dividends and earnings.

Insider & Institutional Ownership

84.8% of Ryan Specialty shares are held by institutional investors. Comparatively, 26.7% of AIX shares are held by institutional investors. 11.1% of Ryan Specialty shares are held by insiders. Comparatively, 25.6% of AIX shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Ryan Specialty and AIX’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ryan Specialty	10.31%	47.90%	6.36%
AIX	N/A	N/A	N/A

Volatility and Risk

Ryan Specialty has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500. Comparatively, AIX has a beta of -0.07, indicating that its share price is 107% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Ryan Specialty and AIX, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ryan Specialty	1	5	6	0	2.42
AIX	0	0	0	0	0.00

Ryan Specialty presently has a consensus target price of $74.40, indicating a potential upside of 11.54%. Given Ryan Specialty’s stronger consensus rating and higher possible upside, research analysts plainly believe Ryan Specialty is more favorable than AIX.

Earnings and Valuation

This table compares Ryan Specialty and AIX”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ryan Specialty	$2.08 billion	8.41	$61.04 million	$0.77	86.63
AIX	$450.48 million	0.04	$39.50 million	$0.73	0.43

Ryan Specialty has higher revenue and earnings than AIX. AIX is trading at a lower price-to-earnings ratio than Ryan Specialty, indicating that it is currently the more affordable of the two stocks.

Summary

Ryan Specialty beats AIX on 13 of the 14 factors compared between the two stocks.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.

About AIX

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.