International Monetary Systems (OTCMKTS:ITNM) vs. WEX (NYSE:WEX) Head-To-Head Review

International Monetary Systems (OTCMKTS:ITNM) and WEX (NYSE:WEX) are both business services companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, institutional ownership, risk and analyst recommendations.

Risk & Volatility

International Monetary Systems has a beta of -0.09, indicating that its stock price is 109% less volatile than the S&P 500. Comparatively, WEX has a beta of 1.58, indicating that its stock price is 58% more volatile than the S&P 500.

Valuation and Earnings

This table compares International Monetary Systems and WEX”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Monetary Systems	N/A	N/A	N/A	N/A	N/A
WEX	$2.55 billion	2.83	$266.60 million	$7.88	23.01

WEX has higher revenue and earnings than International Monetary Systems.

Institutional & Insider Ownership

97.5% of WEX shares are owned by institutional investors. 71.3% of International Monetary Systems shares are owned by insiders. Comparatively, 1.1% of WEX shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and target prices for International Monetary Systems and WEX, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Monetary Systems	0	0	0	0	0.00
WEX	0	7	5	1	2.54

WEX has a consensus price target of $217.73, indicating a potential upside of 20.08%. Given WEX’s stronger consensus rating and higher probable upside, analysts plainly believe WEX is more favorable than International Monetary Systems.

Profitability

This table compares International Monetary Systems and WEX’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Monetary Systems	N/A	N/A	N/A
WEX	12.45%	31.35%	3.92%

Summary

WEX beats International Monetary Systems on 10 of the 11 factors compared between the two stocks.

About International Monetary Systems

International Monetary Systems Ltd. operates as a holding company. The firm engages in the management and operation of a barter trade exchange. It offers electronic mail promotions, monthly statements, 24-hour authorization service and internet trading. The company was founded in July 1985 and is headquartered in New Berlin, WI.

About WEX

WEX Inc. operates a commerce platform in the United States and internationally. The Mobility segment offers fleet vehicle payment solutions, transaction processing, and information management services; and provides account activation and account retention services; authorization and billing inquiries, and account maintenance services; account management; credit and collections services; merchant services; analytics solutions; and ancillary services and offerings. This segment markets its products directly and indirectly to businesses and government agencies with fleets of commercial vehicles; and indirectly through co-branded and private label relationships. The Corporate Payments segment provides payment solutions, including embedded payments; and accounts payable automation and spend management solutions. This segment also markets its products directly and indirectly to customers in travel, fintech, insurance, consumer bill pay, and media verticals. The Benefits Solutions segment offers software-as-a-service (SaaS) platform for consumer directed healthcare benefits and full-service benefit enrollment solutions. In addition, its SaaS platform includes embedded payment solutions and plan administration services for consumer-directed health benefits; COBRA accounts; and benefit enrollment and administration services. Further, it offers custodial and depository services for health savings accounts; and markets its products through third-party administrators, financial institutions, payroll providers, and health plans. The company was formerly known as Wright Express Corporation and changed its name to WEX Inc. in October 2012. WEX Inc. was founded in 1983 and is based in Portland, Maine.