Analyzing TuanChe (NASDAQ:TC) and Payoneer Global (NASDAQ:PAYO)

Payoneer Global (NASDAQ:PAYO) and TuanChe (NASDAQ:TC) are both business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, profitability, analyst recommendations and dividends.

Risk and Volatility

Payoneer Global has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500. Comparatively, TuanChe has a beta of 0.02, meaning that its share price is 98% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Payoneer Global and TuanChe, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payoneer Global	0	0	6	1	3.14
TuanChe	0	0	0	0	N/A

Payoneer Global presently has a consensus price target of $8.50, indicating a potential upside of 11.26%. Given Payoneer Global’s higher possible upside, research analysts clearly believe Payoneer Global is more favorable than TuanChe.

Institutional and Insider Ownership

82.2% of Payoneer Global shares are owned by institutional investors. Comparatively, 8.9% of TuanChe shares are owned by institutional investors. 5.6% of Payoneer Global shares are owned by insiders. Comparatively, 0.5% of TuanChe shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Payoneer Global and TuanChe”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payoneer Global	$900.06 million	3.17	$93.33 million	$0.30	25.47
TuanChe	$22.87 million	0.13	-$11.69 million	N/A	N/A

Payoneer Global has higher revenue and earnings than TuanChe.

Profitability

This table compares Payoneer Global and TuanChe’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Payoneer Global	11.25%	15.28%	1.48%
TuanChe	N/A	N/A	N/A

Summary

Payoneer Global beats TuanChe on 12 of the 12 factors compared between the two stocks.

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

About TuanChe

TuanChe Limited, through its subsidiaries, operates as an omni-channel automotive marketplace in China and internationally. It organizes auto shows and special promotion events; and provides integrated marketing solutions to industry customers, which include automakers, franchised dealerships, secondary dealers, and automotive service providers, as well as enable interactions between participants on both sides of a potential transaction. The company also offers business and technical support, and consulting services; online marketing services through various online platforms, including tuanche.com website, WeChat account, WeChat mini-program, mobile applications, and Cheshangtong, a SaaS product; and referral services for commercial bank to enhance its auto loan business. The company has a strategic partnership with Alibaba Group's Tmall; and Beijing Easyhome Furnishing Chain Group Co., Ltd. TuanChe Limited was founded in 2010 and is headquartered in Beijing, China.