Contrasting MJ (OTCMKTS:MJNE) & Paymentus (NYSE:PAY)

Paymentus (NYSE:PAY) and MJ (OTCMKTS:MJNE) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their profitability, institutional ownership, valuation, risk, analyst recommendations, earnings and dividends.

Risk & Volatility

Paymentus has a beta of 1.65, meaning that its share price is 65% more volatile than the S&P 500. Comparatively, MJ has a beta of 0.01, meaning that its share price is 99% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent recommendations for Paymentus and MJ, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paymentus	0	5	2	1	2.50
MJ	0	0	0	0	0.00

Paymentus presently has a consensus target price of $30.00, suggesting a potential upside of 7.94%. Given Paymentus’ stronger consensus rating and higher possible upside, equities research analysts plainly believe Paymentus is more favorable than MJ.

Profitability

This table compares Paymentus and MJ’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Paymentus	5.19%	10.84%	9.24%
MJ	N/A	N/A	N/A

Insider & Institutional Ownership

78.4% of Paymentus shares are held by institutional investors. 87.8% of Paymentus shares are held by company insiders. Comparatively, 35.9% of MJ shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares Paymentus and MJ”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paymentus	$871.75 million	3.98	$22.32 million	$0.34	81.74
MJ	$360,000.00	0.02	-$5.38 million	N/A	N/A

Paymentus has higher revenue and earnings than MJ.

Summary

Paymentus beats MJ on 13 of the 13 factors compared between the two stocks.

About Paymentus

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.

About MJ

MJ Holdings, Inc., a cannabis holding company, engages in cultivation management, asset, and infrastructure development business in Nevada. It is also involved in production of cannabis related products; and provision of management services, dispensaries, and consulting services. The company is headquartered in Las Vegas, Nevada.