Comparing Codorus Valley Bancorp (NASDAQ:CVLY) and Chester Bancorp (OTCMKTS:CNBA)

Chester Bancorp (OTCMKTS:CNBAGet Free Report) and Codorus Valley Bancorp (NASDAQ:CVLYGet Free Report) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, dividends, valuation, analyst recommendations, institutional ownership, risk and profitability.

Valuation & Earnings

This table compares Chester Bancorp and Codorus Valley Bancorp’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Chester Bancorp N/A N/A N/A N/A N/A
Codorus Valley Bancorp $129.76 million 1.62 $24.97 million $2.31 9.45

Codorus Valley Bancorp has higher revenue and earnings than Chester Bancorp.

Insider and Institutional Ownership

52.1% of Codorus Valley Bancorp shares are held by institutional investors. 38.8% of Chester Bancorp shares are held by insiders. Comparatively, 4.0% of Codorus Valley Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Chester Bancorp and Codorus Valley Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Chester Bancorp N/A N/A N/A
Codorus Valley Bancorp 16.66% 12.01% 1.05%

Analyst Recommendations

This is a breakdown of current recommendations for Chester Bancorp and Codorus Valley Bancorp, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chester Bancorp 0 0 0 0 N/A
Codorus Valley Bancorp 0 0 1 0 3.00

Codorus Valley Bancorp has a consensus price target of $22.00, suggesting a potential upside of 0.82%. Given Codorus Valley Bancorp’s higher possible upside, analysts clearly believe Codorus Valley Bancorp is more favorable than Chester Bancorp.

Dividends

Chester Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 13.3%. Codorus Valley Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 3.1%. Codorus Valley Bancorp pays out 29.4% of its earnings in the form of a dividend. Codorus Valley Bancorp has raised its dividend for 3 consecutive years.

Summary

Codorus Valley Bancorp beats Chester Bancorp on 8 of the 11 factors compared between the two stocks.

About Chester Bancorp

(Get Free Report)

Chester Bancorp, Inc. operates as the holding company for Chester National Bank that provides various banking products and services to individuals and businesses in Chester, Illinois. It offers checking accounts, such as regular checking, student checking, golden checking, and club checking accounts; savings accounts, including statement savings, Christmas club, and money market accounts; and certificate of deposits and individual retirement accounts. The company also provides loans comprising mortgage, construction, lot, home equity, consumer, and business loans; and reorder check services. It operates two full service offices in Sparta, Illinois; and Perryville, Missouri. Chester Bancorp, Inc. was founded in 1996 and is based in Chester, Illinois.

About Codorus Valley Bancorp

(Get Free Report)

Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services in South Central Pennsylvania and Central Maryland. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit and checking account. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; business loans; and consumer loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; credit cards; mobile banking and deposit; online bill pay and statement; treasury management; merchant services; and sells non-deposit investment products. The company was founded in 1864 and is headquartered in York, Pennsylvania.

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