Standard Chartered (OTCMKTS:SCBFF) and Dime Community Bancshares (NASDAQ:DCOM) Financial Comparison

Standard Chartered (OTCMKTS:SCBFFGet Free Report) and Dime Community Bancshares (NASDAQ:DCOMGet Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, risk and profitability.

Profitability

This table compares Standard Chartered and Dime Community Bancshares’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Standard Chartered 6.57% 6.65% 0.40%
Dime Community Bancshares 14.89% 9.85% 0.78%

Institutional and Insider Ownership

72.3% of Dime Community Bancshares shares are owned by institutional investors. 15.3% of Dime Community Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Dividends

Standard Chartered pays an annual dividend of $0.12 per share and has a dividend yield of 1.6%. Dime Community Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 5.3%. Standard Chartered pays out 19.0% of its earnings in the form of a dividend. Dime Community Bancshares pays out 43.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Dime Community Bancshares has increased its dividend for 1 consecutive years. Dime Community Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Risk and Volatility

Standard Chartered has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500. Comparatively, Dime Community Bancshares has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and price targets for Standard Chartered and Dime Community Bancshares, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Standard Chartered 1 2 0 0 1.67
Dime Community Bancshares 0 0 2 0 3.00

Standard Chartered currently has a consensus target price of $930.00, suggesting a potential upside of 12,293.39%. Dime Community Bancshares has a consensus target price of $30.00, suggesting a potential upside of 59.24%. Given Standard Chartered’s higher probable upside, analysts clearly believe Standard Chartered is more favorable than Dime Community Bancshares.

Valuation & Earnings

This table compares Standard Chartered and Dime Community Bancshares’ top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Standard Chartered $23.98 billion 0.83 $2.95 billion $0.63 11.91
Dime Community Bancshares $352.78 million 2.07 $96.09 million $2.29 8.23

Standard Chartered has higher revenue and earnings than Dime Community Bancshares. Dime Community Bancshares is trading at a lower price-to-earnings ratio than Standard Chartered, indicating that it is currently the more affordable of the two stocks.

Summary

Dime Community Bancshares beats Standard Chartered on 12 of the 17 factors compared between the two stocks.

About Standard Chartered

(Get Free Report)

Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East. The company operates through two segments: Corporate, Commercial and Institutional Banking; and Consumer, Private and Business Banking. It offers retail products, such as deposits, savings, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, insurance, and wealth advices; and transaction banking services, such as cash management, working capital, and trade financing products. The company also provides financial markets products and services that comprise project and transportation financing, debt capital markets and leveraged financing, financing and securities services, and sales and structuring services, as well as macro, commodities, and credit trading services. In addition, it offers digital banking solutions. The company serves financial institutions, governments, banks, investors, corporations, small businesses, and individuals. The company was founded in 1853 and is headquartered in London, the United Kingdom.

About Dime Community Bancshares

(Get Free Report)

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services, as well as SBA loans, commercial lines of credit, and letters of credit. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

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